411 Pine Bluff Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 411 Pine Bluff Dr, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,930 sqft · built 1983
Lot Size	0.392 acres (17,082 sqft)
Owner	Individual Name on Record
Last Sale	$337,000 (Nov 2020)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170J B 043.10`

Property Details

APN / Parcel Number

Primary APN	`170J B 043.10`
Alternative APN	`0000116902`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,930 sqft Living Area

Exterior

Year Built	Built 1983
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,082 sqft (0.392 acres)
Lot Dimensions	601 ft deep x 28.4 ft wide
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000116902
Old Parcel Number	170J B 04310
Street Address	411 PINE BLUFF DR
City	CHATTANOOGA
State	TN
Zip	37412-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 19 PINE RIDGE ESTS 32-99
Legal Subdivision	PINE RIDGE ESTATES
Legal Lot Number	19
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1006
Census Tract	11442

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Warranty Deed, Transfer · Conventional with PMI TRUIST BK
Nov 1, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	2020110600181
Deed Book / Page	12223 / 49
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 6, 2020
Property Address	411 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143
Document Number	1106000181
Book / Page	012223 / 000049
Instrument Date	Oct 3, 2020
Instrument	201106000181
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 PINE BLUFF DR CHATTANOOGA TN 374124143, CHATTANOOGA, TN 37412-4143

Mortgage

Document Number	1106000182
Date	Nov 6, 2020
Book Page	012223/000053
Instrument	201106000182

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2035

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 1, 2017
Property Address	411 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143
Document Number	0000000061
Book / Page	011192 / 000980
Instrument Date	Oct 27, 2017
Instrument	61
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$928.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 PINE BLUFF DR CHATTANOOGA TN 374124143, CHATTANOOGA, TN 37412-4143

Mortgage

Document Number	62
Date	Nov 1, 2017
Book Page	011193/000001
Instrument	62

Lender

Name	PRIME LNDG
Address	DALLAS, TN 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00 (-6.36%)	$93,250 (+38.25%)	$373,000 (+38.25%) Land $60,000 Building $313,000
2024	$1,509.00 (-36.09%)	$67,450 (-)	$269,800 (-) Land $60,000 Building $209,800
2023	$2,361.00	$67,450 (-)	$269,800 (-) Land $60,000 Building $209,800
2022	$2,361.00	$67,450	$269,800 Land $60,000 Building $209,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1982–2009)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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