416 Pine Bluff Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 416 Pine Bluff Dr, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,254 sqft · built 1983
Lot Size	0.532 acres (23,206 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Nov 2019)
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170J B 043.21`

Property Details

APN / Parcel Number

Primary APN	`170J B 043.21`
Alternative APN	`0000116913`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,254 sqft Living Area

Exterior

Year Built	Built 1983
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,206 sqft (0.532 acres)
Lot Dimensions	239 ft deep x 97.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000116913
Old Parcel Number	170J B 04321
Street Address	416 PINE BLUFF DR
City	CHATTANOOGA
State	TN
Zip	37412-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 PINE RIDGE ESTATES 32-99
Legal Subdivision	PINE RIDGE ESTATES
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1006
Census Tract	11442

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Nov 18, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Mar 18, 2015 · Amount on Record
Deed Document Number	2019111800194
Deed Book / Page	11822 / 791
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	416 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Document Number	1204000048
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 PINE BLUFF DR CHATTANOOGA TN 374124144, CHATTANOOGA, TN 37412-4144

Mortgage

Document Number	1204000048
Date	Dec 4, 2020
Book Page	012258/000590
Instrument	201204000048

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 18, 2019
Property Address	416 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Document Number	1118000194
Book / Page	011822 / 000791
Instrument Date	Nov 15, 2019
Instrument	191118000194
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,024.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 PINE BLUFF DR CHATTANOOGA TN 374124144, CHATTANOOGA, TN 37412-4144

Mortgage

Document Number	1118000195
Date	Nov 18, 2019
Book Page	011822/000793
Instrument	191118000195

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00 (-8.76%)	$91,475 (+34.67%)	$365,900 (+34.67%) Land $60,000 Building $305,900
2024	$1,519.00 (-36.1%)	$67,925 (-)	$271,700 (-) Land $60,000 Building $211,700
2023	$2,377.00	$67,925 (-)	$271,700 (-) Land $60,000 Building $211,700
2022	$2,377.00	$67,925	$271,700 Land $60,000 Building $211,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1982–2009)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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