407 Pine Bluff Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 407 Pine Bluff Dr, Chattanooga, TN 37412

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,816 sqft · built 1984
Lot Size0.453 acres (19,736 sqft)
OwnerCompany Name on Record
Last Sale$575,000 (Jan 2022)
Tax Bill$1,841 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN170J B 043.12

Property Details

APN / Parcel Number

Primary APN170J B 043.12
Alternative APN
  • 0000116904

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,816 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,736 sqft (0.453 acres)
Lot Dimensions213 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000116904
Street Address407 PINE BLUFF DR
CityCHATTANOOGA
StateTN
Zip37412-4143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 17 PINE RIDGE ESTS 32-99
Legal SubdivisionPINE RIDGE ESTATES
Legal Lot Number17
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group1
Census Block1006
Census Tract11442

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address407 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Prior SaleJul 3, 2006 · Amount on Record
Deed Document Number2022208
Deed Book / Page12827 / 821
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 31, 2022
Property Address407 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143
Document Number0000000208
Book / Page12827 / 821
Map ReferenceMB 32 PG 99
Instrument DateJan 28, 2022
Instrument2022013100208
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFOUNDATION TITLE, FOUNDATION T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,127.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143

Mortgage

Document Number0012827824
DateJan 31, 2022
Instrument12827/824
Lender
NameFIRST VOLUNTEER BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term37 Months
DueFeb 5, 2025

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,841.00 (-3.96%)$121,475 (+41.74%)$485,900 (+41.74%) Land $60,000 Building $425,900
2024$1,917.00 (-36.04%)$85,700 (-)$342,800 (-) Land $60,000 Building $282,800
2023$2,997.00$85,700 (-)$342,800 (-) Land $60,000 Building $282,800
2022$2,997.00$85,700$342,800 Land $60,000 Building $282,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims14 (1982–2009)
Claims Outside the SFHA6 of 14
Most Recent ClaimSep 2009 · river or lake flooding
Claims by Event
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum, Verizon.

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