Hamilton County property record for 414 Pine Bluff Dr, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,524 sqft · built 1978 |
| Lot Size | 0.522 acres (22,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Mar 2023) |
| Tax Bill | $1,391 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 170J B 043.20 |
| Primary APN | 170J B 043.20 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 22,752 sqft (0.522 acres) |
| Lot Dimensions | 239 ft deep x 95 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000116912 |
|---|---|
| Old Parcel Number | 170J B 04320 |
| Street Address | 414 PINE BLUFF DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-4144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 9 PINE RIDGE ESTATES 32-99 |
| Legal Subdivision | PINE RIDGE ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11442 |
Source: Hamilton County records · APN 170J B 043.20
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AAA CAPITAL INVESTMENT INC |
| Mar 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROMISEONE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2023 · Amount on Record |
| Deed Sale | Mar 01, 2023 · Amount on Record |
| Prior Sale | Nov 14, 2000 · Amount on Record |
| Deed Document Number | 2023030100105 |
| Deed Book / Page | 13224 / 987 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 414 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4562 PARSONS BLVD, FLUSHING, NY 11355-2221 |
| Document Number | 0000000171 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 14196/802 |
| Instrument | 2026021700171 |
| Name | AAA CAPITAL INVESTMENT INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ARCADIA, CA 91006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Prepayment Penalty | 00 Months |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 01, 2023 |
| Property Address | 414 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144 |
| Document Number | 0000000105 |
| Book / Page | 13224 / 987 |
| Map Reference | MB 32 PG 99 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023030100105 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144 |
| Document Number | 0000132251 |
|---|---|
| Date | Mar 01, 2023 |
| Instrument | 13225/1 |
| Name | PROMISEONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 12.7% |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,391.00 (-6.89%) | $91,800 (+37.43%) | $367,200 (+37.43%) Land $60,000 Building $307,200 |
| 2024 | $1,494.00 (-36.1%) | $66,800 (-) | $267,200 (-) Land $60,000 Building $207,200 |
| 2023 | $2,338.00 | $66,800 (-) | $267,200 (-) Land $60,000 Building $207,200 |
| 2022 | $2,338.00 | $66,800 | $267,200 Land $60,000 Building $207,200 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 14 (1982–2009) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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