404 Pine Bluff Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 404 Pine Bluff Dr, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,145 sqft · built 1979
Lot Size	0.383 acres (16,702 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Mar 2025)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Mar 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`170J B 043.16`

Property Details

APN / Parcel Number

Primary APN	`170J B 043.16`
Alternative APN	`0000116908`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,145 sqft Living Area

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,702 sqft (0.383 acres)
Lot Dimensions	179 ft deep x 93 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000116908
Old Parcel Number	170J B 04316
Street Address	404 PINE BLUFF DR
City	CHATTANOOGA
State	TN
Zip	37412-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 13 PINE RIDGE ESTS 32-99
Legal Subdivision	PINE RIDGE ESTATES
Legal Lot Number	13
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1006
Census Tract	11442

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2025	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU
Mar 26, 2025	Affidavit of Death of Joint Tenant, Transfer
Mar 26, 2025	Affidavit of Death of Joint Tenant, Transfer
Mar 26, 2025	Affidavit of Death of Joint Tenant, Transfer
Mar 26, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Mar 26, 2025
Deed Document Number	2025032600098
Deed Book / Page	13872 / 796
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 26, 2025
Property Address	404 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Document Number	0000000098
Book / Page	13872 / 796
Instrument Date	Mar 18, 2025
Instrument	2025032600098
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144

Mortgage

Document Number	0013872802
Date	Mar 26, 2025
Instrument	13872/802

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.6%
Max Rate At Change	7.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

March 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON TN
Recording Date	Mar 26, 2025
Property Address	404 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Document Number	0000000095
Book / Page	13872 / 784
Map Reference	MB 32 PG 99
Instrument Date	Mar 13, 2025
Instrument	2025032600095
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON TN
Recording Date	Mar 26, 2025
Property Address	404 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Document Number	0000000097
Book / Page	13872 / 792
Map Reference	MB 32 PG 99
Instrument Date	Mar 13, 2025
Instrument	2025032600097
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON TN
Recording Date	Mar 26, 2025
Property Address	404 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Document Number	0000000096
Book / Page	13872 / 788
Map Reference	MB 32 PG 99
Instrument Date	Mar 12, 2025
Instrument	2025032600096
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON TN
Recording Date	Mar 26, 2025
Property Address	404 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Document Number	0000000094
Book / Page	13872 / 780
Map Reference	MB 32 PG 99
Instrument Date	Mar 12, 2025
Instrument	2025032600094
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,621.00 (-0.12%)	$107,000 (+47.43%)	$428,000 (+47.43%) Land $60,000 Building $368,000
2024	$1,623.00 (-36.08%)	$72,575 (-)	$290,300 (-) Land $60,000 Building $230,300
2023	$2,539.00	$72,575	$290,300 Land $60,000 Building $230,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1982–2009)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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