Hamilton County property record for 403 Pine Bluff Dr, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,592 sqft · built 2017 |
| Lot Size | 0.562 acres (24,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $49,900 (Mar 2016) |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170J B 043.13 |
| Primary APN | 170J B 043.13 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,518 sqft (0.562 acres) |
| Lot Dimensions | 213 ft deep x 115 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000116905 |
|---|---|
| Old Parcel Number | 170J B 04313 |
| Street Address | 403 PINE BLUFF DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-4143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 16 PINE RIDGE ESTS 32-99 |
| Legal Subdivision | PINE RIDGE ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11442 |
Source: Hamilton County records · APN 170J B 043.13
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2020 | Deed of Trust, Mortgage DELMAR FIN'L |
| May 25, 2017 | Deed of Trust, Mortgage BANK OF CLEVELAND |
| May 05, 2017 | Loan Modification, Mortgage · Line of Credit BANK OF CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2016 · Amount on Record |
| Deed Sale | Mar 11, 2016 · Amount on Record |
| Deed Document Number | 2016031100172 |
| Deed Book / Page | 10691 / 478 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 403 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143 |
| Document Number | 0422000024 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 403 PINE BLUFF DR CHATTANOOGA TN 374124143, CHATTANOOGA, TN 37412-4143 |
| Document Number | 0422000024 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 011976/000403 |
| Instrument | 200422000024 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 403 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143 |
| Document Number | 0000000112 |
| Book / Page | 011063 / 000775 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Title Company | EQUITITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 PINE BLUFF DR CHATTANOOGA TN 374124143, CHATTANOOGA, TN 37412-4143 |
| Document Number | 0000000112 |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 011063/000775 |
| Instrument | 112 |
| Name | BANK OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, TN 37311 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 403 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143 |
| Document Number | 0000000046 |
| Book / Page | 011051 / 000411 |
| Instrument Date | May 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 403 PINE BLUFF DR EAST RIDGE TN 374124143, EAST RIDGE, TN 37412-4143 |
| Document Number | 0000000046 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 011051/000411 |
| Instrument | 46 |
| Name | BANK OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, TN 37320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,084.00 (-11.36%) | $137,525 (+30.82%) | $550,100 (+30.82%) Land $60,000 Building $490,100 |
| 2024 | $2,351.00 (-36.03%) | $105,125 (-) | $420,500 (-) Land $60,000 Building $360,500 |
| 2023 | $3,675.00 | $105,125 (-) | $420,500 (-) Land $60,000 Building $360,500 |
| 2022 | $3,675.00 | $105,125 | $420,500 Land $60,000 Building $360,500 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 14 (1982–2009) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures