408 River Dr, Lolo, MT 59847 Property Records

Missoula County property record for 408 River Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1977
Lot Size	0.282 acres (12,284 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`R0452472`

Property Details

APN / Parcel Number

Primary APN	`R0452472`
Alternative APNs	`04-2092-26-2-13-06-0000` `0000728705` `0728705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,284 sqft (0.282 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000728705
Street Address	408 RIVER DR
City	LOLO
State	MT
Zip	59847-8733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LAKE VIEW ADDITION, S26, T12 N, R20 W, BLOCK 10, LOT 6, PARCEL B
Legal Range	20W
Legal Township	12N
Legal Section	26
Legal Subdivision	LAKE VIEW ADDITION
Legal Block	10
Legal Lot Number	6
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	1
Census Block	1008
Census Tract	1501

Owner

408 River Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 RIVER DR, LOLO, MT 59847-8733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 28, 2021	Affidavit of Death of Joint Tenant, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 27, 2021
Transfer Doc	0010640637
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Sep 28, 2021
Property Address	408 RIVER DR, LOLO, MT 59847-8733
Document Number	0010640638
Book / Page	1064 / 638
Instrument Date	Sep 27, 2021
Instrument	202124708
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 RIVER DR, LOLO, MT 59847-8733

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MISSOULA MT
Recording Date	Sep 28, 2021
Property Address	408 RIVER DR, LOLO, MT 59847-8733
Document Number	0010640637
Book / Page	1064 / 637
Instrument Date	Sep 27, 2021
Instrument	202124707
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 RIVER DR, LOLO, MT 59847-8733

Tax Assessment & Valuation

The 2025 property tax bill for 408 River Dr was $3,462, down 26.2% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,900 (-) Land $126,259 Building $315,641	$441,900 (-) Land $126,259 Building $315,641
2025	$3,462.00 (-26.21%)	$441,900 Land $126,259 Building $315,641	$441,900 Land $126,259 Building $315,641
2024	$4,692.00 (-5.73%)
2023	$4,977.00	$410,100	$410,100 Land $125,166 Building $284,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 River Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 77% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: Rocky Mountain Internet, T-Mobile.

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