325 River Dr, Lolo, MT 59847 Property Records

Missoula County property record for 325 River Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1975
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on Record
Tax Bill	$3,837 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0446651`

Property Details

APN / Parcel Number

Primary APN	`R0446651`
Alternative APNs	`04-2092-26-2-23-09-0000` `0000245108` `0245108`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,536 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,981 sqft (0.298 acres)
Garage Type	Detached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000245108
Old Parcel Number	0245108
Street Address	325 RIVER DR
City	LOLO
State	MT
Zip	59847-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LAKE VIEW ADDITION, S26, T12 N, R20 W, BLOCK 9, LOT 9
Legal Range	20W
Legal Township	12N
Legal Section	26
Legal Quarter	NW
Legal Subdivision	LAKE VIEW ADDITION
Legal Block	9
Legal Lot Number	9
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	1
Census Block	1007
Census Tract	1501

Owner

Source: Missoula County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	325 RIVER DR, LOLO, MT 59847-8732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023
Deed Sale	Jul 3, 2023
Prior Sale	Nov 8, 2017
Deed Document Number	202307265
Deed Book / Page	1090 / 158
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 3, 2023
Property Address	325 RIVER DR, LOLO, MT 59847-8732
Document Number	0010900158
Book / Page	1090 / 158
Instrument Date	Jul 3, 2023
Instrument	202307265
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 RIVER DR, LOLO, MT 59847-8732

Mortgage

Document Number	0202307266
Date	Jul 3, 2023
Instrument	202307266

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	325 RIVER DR, LOLO, MT 59847-8732
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010630558
Date	Sep 14, 2021
Book Page	1063/558
Instrument	202123228

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	325 RIVER DR, LOLO, MT 59847-8732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010290551
Date	Apr 27, 2020
Book Page	1029/551
Instrument	202007521

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Nov 8, 2017
Property Address	325 RIVER DR, LOLO, MT 59847-8732
Document Number	0009890190
Book / Page	989 / 0190
Instrument Date	Nov 7, 2017
Instrument	201722732
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 RIVER DR, LOLO, MT 59847-8732

Mortgage

Document Number	201722733
Date	Nov 8, 2017
Instrument	201722733

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,837.00 (-21.03%)	$478,100 (+8.63%)	$478,100 (+8.63%) Land $128,250 Building $349,850
2023	$4,859.00 (+20.24%)	$440,100 (+42.84%)	$440,100 (+42.84%) Land $99,650 Building $340,450
2022	$4,041.00	$308,100
2021			$308,100 Land $73,450 Building $234,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 81% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: Rocky Mountain Internet, T-Mobile.

Nearby Properties on River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures