400 River Dr, Lolo, MT 59847 Property Records

Missoula County property record for 400 River Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1976
Lot Size	0.297 acres (12,937 sqft)
Owner	2 Individual Names on File
Last Sale	$416,300 (Aug 2021)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`R045252`

Property Details

APN / Parcel Number

Primary APN	`R045252`
Alternative APNs	`04-2092-26-2-13-04-0000` `0000735608` `R0452520` `0735608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,937 sqft (0.297 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	80 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000735608
Street Address	400 RIVER DR
City	LOLO
State	MT
Zip	59847-8733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LAKE VIEW ADDITION, S26, T12 N, R20 W, BLOCK 10, LOT 4
Legal Range	20W
Legal Township	12N
Legal Section	26
Legal Subdivision	LAKE VIEW ADDITION
Legal Block	10
Legal Lot Number	4
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	1
Census Block	1008
Census Tract	1501

Owner

Source: Missoula County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 RIVER DR, LOLO, MT 59847-8733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK
Apr 3, 2020	Warranty Deed, Transfer OPPORTUNITY BK/MT
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK/MISSOULA
May 16, 2019	Warranty Deed, Transfer · Line of Credit FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	202121976
Deed Book / Page	1062 / 706
Prior Transfer Date	Oct 8, 2003
Prior Transfer Doc	0007200097
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Aug 30, 2021
Property Address	400 RIVER DR, LOLO, MT 59847-8733
Document Number	0010620706
Book / Page	1062 / 706
Instrument Date	Aug 25, 2021
Instrument	202121976
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 RIVER DR, LOLO, MT 59847-8733

Mortgage

Document Number	202121977
Date	Aug 30, 2021
Instrument	202121977

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Apr 3, 2020
Property Address	400 RIVER DR, LOLO, MT 59847-8733
Document Number	0010280629
Book / Page	001028 / 000629
Instrument Date	Mar 27, 2020
Instrument	6199
Transaction Type	Transfer
Record Updated	Jun 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 RIVER DR LOLO MT 598478733, LOLO, MT 59847-8733

Mortgage

Document Number	10280630
Date	Apr 3, 2020
Book Page	001028/000630
Instrument	6200

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	400 RIVER DR, LOLO, MT 59847-8733
Document Number	0010270970
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 RIVER DR LOLO MT 598478731, LOLO, MT 59847-8731

Mortgage

Document Number	0010270970
Date	Mar 18, 2020
Book Page	001027/000970
Instrument	5140

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	May 16, 2019
Property Address	400 RIVER DR, LOLO, MT 59847-8733
Document Number	0010120266
Book / Page	001012 / 000266
Instrument Date	May 14, 2019
Instrument	6731
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 RIVER DR LOLO MT 598478731, LOLO, MT 59847-8731

Mortgage

Document Number	10120267
Date	May 16, 2019
Book Page	001012/000267
Instrument	6732

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (-22.44%)	$504,800 (+8.65%) Land $128,077 Building $376,723	$504,800 (+8.65%) Land $128,077 Building $376,723
2024	$5,245.00 (-5.14%)
2023	$5,529.00	$464,600	$464,600 Land $126,521 Building $338,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 81% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Centric Integrated Systems Fixed Wireless	1,000 / 1,000

May also be available: Rocky Mountain Internet, T-Mobile USA.

Nearby Properties on River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures