Missoula County property record for 405 River Dr, Lolo, MT 59847
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1972 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,600 (Jan 2008) |
| Tax Bill | $3,426 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R045158 |
| Primary APN | R045158 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,413 sqft (0.262 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000657207 |
|---|---|
| Street Address | 405 RIVER DR |
| City | LOLO |
| State | MT |
| Zip | 59847-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | LAKE VIEW ADDITION, S26, T12 N, R20 W, BLOCK 7, LOT 14, PARCEL B |
| Legal Subdivision | LAKE VIEW ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 14 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | LOLO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1501 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 RIVER DR, LOLO, MT 59847-9713 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2008 · Amount on Record |
| Deed Sale | Jan 31, 2008 · Amount on Record |
| Prior Sale | Sep 21, 2004 · Amount on Record |
| Deed Document Number | 20082237 |
| Deed Book / Page | 812 / 896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 405 RIVER DR, LOLO, MT 59847-9713 |
| Document Number | 0009870310 |
| Book / Page | 000987 / 000310 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Title Company | TITLE SERVICES, INC. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 RIVER DR LOLO MT 598479713, LOLO, MT 59847-9713 |
| Document Number | 0009870310 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 000987/000310 |
| Instrument | 20052 |
| Name | FIRST SEC BK/MISSOULA |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59801 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 28, 2047 |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Lolo Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,900 (-) Land $123,847 Building $315,053 | $438,900 (-) Land $123,847 Building $315,053 | |
| 2025 | $3,426.00 (-17.27%) | $438,900 (+18.81%) | $438,900 (+18.81%) Land $123,847 Building $315,053 |
| 2023 | $4,141.00 | $369,400 | $369,400 Land $96,368 Building $273,032 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 72% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
May also be available: Rocky Mountain Internet, T-Mobile.
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