421 W Thomas St, Leonard, TX 75452 Property Records

Fannin County property record for 421 W Thomas St, Leonard, TX 75452

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details2,470 sqft · built 2004
Lot Size0.866 acres (37,723 sqft)
Owner2 Individual Names on Record
Last Sale$294,000 (Jun 2025)
Tax Bill$9,123 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN9205-002-0180-02

Property Details

APN / Parcel Number

Primary APN9205-002-0180-02
Alternative APN
  • 90585

Interior

Building Area2,470 sqft Total Area
1st Floor Area2,470 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area37,723 sqft (0.866 acres)
Lot Dimensions474 ft deep x 156 ft wide
Garage TypeCarport
Garage Area280 sqft
CarportCarport
Carport Area280 sqft
PorchPorch
Porch Area171 sqft

Location & Zoning

Account Number9205-002-0180-02
Street Address421 W THOMAS ST
CityLEONARD
StateTX
Zip75452-2435
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionSUDDERTH ADDN 4, BLOCK 2, LOT PT LT 18
Legal SubdivisionSUDDERTH ADDITION NO 4
Legal Block2
Legal Lot Number18
JurisdictionFANNIN TX
Township / Civil DivisionLEONARD
Census Block Group1
Census Block1002
Census Tract950701

Owner

Source: Fannin County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 344, LEONARD, TX 75452-0344
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2025 · Amount on Record
Deed SaleJun 20, 2025 · Amount on Record
Deed Document Number20253653
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Recording DateJun 16, 2026
Property Address421 W THOMAS ST, LEONARD, TX 75452-2435
Document Number0000003905
Instrument DateMay 26, 2026
Instrument20263905
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 W THOMAS ST, LEONARD, TX 75452-2435

Mortgage

Document Number0000003905,
DateJun 16, 2026
Instrument20263905
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFannin County
MunicipalityLeonard City
Unified School DistrictLeonard Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,123.00 (-9.83%)$423,230 (-5.11%) Land $126,750 Building $296,480$423,230 (-5.11%) Land $126,750 Building $296,480
2024$10,117.00 (+115.53%)
2023$446,020 Land $149,370 Building $296,650$446,020 Land $149,370 Building $296,650
2018$4,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (2015–2020)
Claims Outside the SFHA1 of 10
Most Recent ClaimMar 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LEONARD
serves 2,691 people · EPA ID TX0740005
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
360 Broadband
Fixed Wireless
100 / 20

May also be available: Nextlink.

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