3995 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3995 Tersk Dr, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,690 sqft · built 2018
Lot Size0.093 acres (4,051 sqft)
Owner2 Individual Names on Record
Last Sale$512 (Mar 2021)
Tax Bill$2,007 (2023)
Deeds & MortgagesMar 2021 Sale & Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10021E0191.000000

Property Details

APN / Parcel Number

Primary APN10021E0191.000000
Alternative APNs
  • 5554 07 2520
  • 126188
  • 145282

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,690 sqft Living Area
Gross Area2,014 sqft
1st Floor Area890 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,051 sqft (0.093 acres)
Lot Dimensions101 ft deep x 40 ft wide
Garage TypeMixed
Garage Area200 sqft
DrivewayConcrete Driveway
Driveway Area880 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number145282
Street Address3995 TERSK DR
CityMIDLAND
StateNC
Zip28107-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 191 FOX CREEK
Legal SubdivisionFOX CREEK
Legal Lot Number191
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1012
Census Tract41603

Owner

Source: Cabarrus County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3995 TERSK DR, MIDLAND, NC 28107-9548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Warranty Deed, Transfer · FHA Mortgage
AVEX FUNDING CORP
Sep 26, 2018Warranty Deed, Subdivision Related Transfer
NORTH CAROLINA HOUSING FINANCE AGEN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2021 · Amount on Record
Deed SaleMar 29, 2021 · Amount on Record
Prior SaleSep 26, 2018 · Amount on Record
Deed Document Number202113561
Deed Book / Page15042 / 9
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMar 29, 2021
Property Address3995 TERSK DR, MIDLAND, NC 28107-9548
Document Number0000150429
Book / Page15042 / 9
Map ReferenceMB 74 PG 84-88
Instrument DateMar 29, 2021
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyINDEPENDENCE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$512.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7233 IDLEWILD BROOK LN, 7233, CHARLOTTE, NC 28212-5866

Transferred To (Grantee/Buyer)

NameVerified Name
Address3995 TERSK DR, MIDLAND, NC 28107-9548

Mortgage

Document Number0001504211
DateMar 29, 2021
Instrument15042/11
Lender
NameAVEX FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 26, 2018
Property Address3995 TERSK DR, MIDLAND, NC 28107-9548
Document Number0013200166
Book / Page13200 / 0166
Map ReferenceMB74 PG84-88
Instrument DateSep 26, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2022
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$377.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address3995 TERSK DR, MIDLAND, NC 28107-9548

Mortgage

Document Number0013200182
DateSep 26, 2018
Instrument13200/182
Lender
NameNORTH CAROLINA HOUSING FINANCE AGEN
TypeGovernment Agency
Agreement
AmountAmount Recorded

Mortgage

Document Number0013200168
DateSep 26, 2018
Book Page13200/0168
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$323,650 (+54.79%) Land $70,000 Building $253,650
2024$323,650 (+54.79%) Land $70,000 Building $253,650
2023$2,007.00$209,090 Land $42,500 Building $166,590$209,090 Land $42,500 Building $166,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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