4010 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 4010 Tersk Dr, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,499 sqft · built 2018
Lot Size0.092 acres (4,051 sqft)
OwnerIndividual Name on Record
Last Sale$187,500 (Jan 2019)
Tax Bill$1,909 (2023)
Deeds & MortgagesNov 2020 Mortgage
Jan 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10021E0184.000000

Property Details

APN / Parcel Number

Primary APN10021E0184.000000
Alternative APNs
  • 5554 07 3364
  • 128244

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,499 sqft Living Area
Gross Area1,900 sqft
1st Floor Area549 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,051 sqft (0.092 acres)
Lot Dimensions96 ft deep x 42 ft wide
Garage TypeMixed
Garage Area401 sqft
DrivewayDriveway
Driveway Area792 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area15 sqft
Patio Area9 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number128244
Street Address4010 TERSK DR
CityMIDLAND
StateNC
Zip28107-9550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 184 FOX CREEK
Legal SubdivisionFOX CRK PH 1
Legal Lot Number184
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1023
Census Tract41603

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4010 TERSK DR, MIDLAND, NC 28107-9550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE
Jan 29, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Oct 8, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Oct 8, 2018Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2019 · Amount on Record
Deed SaleJan 29, 2019 · Amount on Record
Prior SaleOct 8, 2018 · Amount on Record
Deed Document Number0013353236
Deed Book / Page13353 / 236
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4010 TERSK DR, MIDLAND, NC 28107-9550
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014647303
DateNov 6, 2020
Book Page14647/303
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2040

January 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 29, 2019
Property Address4010 TERSK DR, MIDLAND, NC 28107-9550
Document Number0013353236
Book / Page13353 / 0236
Map ReferenceMB 74 PG 84-88
Instrument DateJan 29, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2022
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address4010 TERSK DR, MIDLAND, NC 28107-9550

Mortgage

Document Number0013353238
DateJan 29, 2019
Instrument13353/238
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Mortgage

Document Number0013353250
DateJan 29, 2019
Book Page13353/0250
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 8, 2018
Property Address4010 TERSK DR, MIDLAND, NC 28107-9550
Document Number1321982
Book / Page013219 / 000082
Instrument DateOct 4, 2018
Instrument25357
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$84.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Recording DateOct 8, 2018
Property Address4010 TERSK DR, MIDLAND, NC 28107-9550
Book / Page013219 / 000084
Instrument DateOct 4, 2018
Instrument25358
Transaction TypeMortgage
Record UpdatedOct 18, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Mortgage

Document Number1321984
DateOct 8, 2018
Book Page013219/000084
Instrument25358
Lender
NameSUNTRUST BK
TypeBank
Address200 S ORANGE AVE, ORLANDO, FL 32801-3410
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,909.00$202,830 Land $42,500 Building $160,330$202,830 Land $42,500 Building $160,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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