Cabarrus County property record for 3991 Tersk Dr, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,576 sqft · built 2018 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Aug 2018) |
| Tax Bill | $1,959 (2023) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0192.000000 |
| Primary APN | 10021E0192.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 2,092 sqft |
| 1st Floor Area | 624 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 4,095 sqft (0.094 acres) |
| Lot Dimensions | 101 ft deep x 40 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 125694 |
|---|---|
| Street Address | 3991 TERSK DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 192 FOX CREEK |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 192 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 41603 |
3991 Tersk Dr is owned and occupied by an individual who bought it in August 2018.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3991 TERSK DR, MIDLAND, NC 28107-9548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 13, 2018 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on File |
| Deed Sale | Aug 30, 2018 · Amount on File |
| Prior Sale | Apr 13, 2018 · Amount on File |
| Deed Book / Page | 13162 / 297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 30, 2018 |
| Property Address | 3991 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 0013162297 |
| Book / Page | 13162 / 0297 |
| Map Reference | MB74 PG84-88 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 3991 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 0013162299 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 13162/0299 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 13, 2018 |
| Property Address | 3991 TERSK DR, MIDLAND, NC 28107-9548 |
| Book / Page | 012956 / 000080 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 8567 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
| Document Number | 1295680 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 012956/000080 |
| Instrument | 8567 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | 4555 MANSELL RD # 100MAI, ALPHARETTA, GA 30022-8277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,930 Land $70,000 Building $251,930 | ||
| 2024 | $321,930 (+57.75%) Land $70,000 Building $251,930 | ||
| 2023 | $1,959.00 | $204,070 Land $42,500 Building $161,570 | $204,070 Land $42,500 Building $161,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3991 Tersk Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3991 Tersk Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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