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4005 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 4005 Tersk Dr, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,484 sqft · built 2018
Lot Size0.093 acres (4,051 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Oct 2020)
Tax Bill$1,919 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Feb 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10021E0189.000000

Property Details

APN / Parcel Number

Primary APN10021E0189.000000
Alternative APNs
  • 5554 07 3500
  • 140892

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,484 sqft Living Area
Gross Area1,924 sqft
1st Floor Area534 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,051 sqft (0.093 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeMixed
Garage Area416 sqft
DrivewayConcrete Driveway
Driveway Area720 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area15 sqft
Patio Area9 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number140892
Street Address4005 TERSK DR
CityMIDLAND
StateNC
Zip28107-9550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 189 FOX CREEK
Legal SubdivisionFOX CREEK
Legal Lot Number189
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1012
Census Tract41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4005 TERSK DR, MIDLAND, NC 28107-9550
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Feb 8, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Sep 26, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Sep 26, 2018Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleFeb 8, 2019 · Amount on Record
Deed Book / Page14587 / 64
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 16, 2020
Property Address4005 TERSK DR, MIDLAND, NC 28107-9550
Document Number0001458764
Book / Page14587 / 64
Map ReferenceMB 74 PG 84-88
Instrument DateOct 16, 2020
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 JETTON ST APT 344, 605, DAVIDSON, NC 28036-9340

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 TERSK DRIEV, MIDLAND, NC 28107-9550

Mortgage

Document Number0001458766
DateOct 16, 2020
Instrument14587/66
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

February 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateFeb 8, 2019
Property Address4005 TERSK DR, MIDLAND, NC 28107-9550
Document Number0013367291
Book / Page13367 / 0291
Map ReferenceMB 74 PG 84-88
Instrument DateFeb 8, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$402.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 TERSK DR, MIDLAND, NC 28107-9550

Mortgage

Document Number0013367293
DateFeb 8, 2019
Instrument13367/293
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 26, 2018
Property Address4005 TERSK DR, MIDLAND, NC 28107-9550
Document Number13199294
Book / Page013199 / 000294
Instrument DateSep 21, 2018
Instrument24185
Transaction TypeTransfer
Record UpdatedOct 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$85.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Recording DateSep 26, 2018
Property Address4005 TERSK DR, MIDLAND, NC 28107-9550
Book / Page013199 / 000296
Instrument DateSep 21, 2018
Instrument24186
Transaction TypeMortgage
Record UpdatedOct 10, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Mortgage

Document Number13199296
DateSep 26, 2018
Book Page013199/000296
Instrument24186
Lender
NameSUNTRUST BK
TypeBank
Address200 S ORANGE AVENUE TOWER 5, ORLANDO, FL 32801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$322,450 (+61.27%) Land $70,000 Building $252,450
2024$322,450 (+61.27%) Land $70,000 Building $252,450
2023$1,919.00$199,940 Land $42,500 Building $157,440$199,940 Land $42,500 Building $157,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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