3994 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3994 Tersk Dr, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,200 sqft · built 2018
Lot Size0.097 acres (4,225 sqft)
Owner2 Individual Names on Record
Last Sale$239,000 (Jan 2020)
Tax Bill$2,251 (2023)
Deeds & MortgagesJan 2020 Sale & Mortgage
Jul 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10021E0279.000000

Property Details

APN / Parcel Number

Primary APN10021E0279.000000
Alternative APNs
  • 5554 07 2314
  • 135739

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,200 sqft Living Area
Gross Area2,698 sqft
1st Floor Area978 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,225 sqft (0.097 acres)
Lot Dimensions45 ft deep x 198 ft wide
Garage TypeMixed
Garage Area240 sqft
DrivewayConcrete Driveway
Driveway Area640 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area108 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number135739
Street Address3994 TERSK DR
CityMIDLAND
StateNC
Zip28107-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 279 FOX CREEK
Legal SubdivisionFOX CREEK
Legal Lot Number279
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1022
Census Tract41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3994 TERSK DR, MIDLAND, NC 28107-9548
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 16, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Feb 8, 2018Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2020 · Amount on Record
Deed SaleJan 15, 2020 · Amount on Record
Prior SaleJul 16, 2018 · Amount on Record
Deed Book / Page13949 / 290
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 15, 2020
Property Address3994 TERSK DR, MIDLAND, NC 28107-9548
Document Number0013949290
Book / Page13949 / 0290
Map ReferenceMB 74 PG 84-88
Instrument DateJan 15, 2020
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyMASTER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$478.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 STALLINGS RD, 315, MATTHEWS, NC 28104-5061

Transferred To (Grantee/Buyer)

NameVerified Name
Address3994 TERSK DR, MIDLAND, NC 28107-9548

Mortgage

Document Number0013949292
DateJan 15, 2020
Instrument13949/292
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJul 16, 2018
Property Address3994 TERSK DR, MIDLAND, NC 28107-9548
Document Number0013090205
Book / Page13090 / 0205
Map ReferenceMB74 PG84-88
Instrument DateJul 16, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$437.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address3994 TERSK DR, MIDLAND, NC 28107-9548

Mortgage

Document Number0013090207
DateJul 16, 2018
Instrument13090/207
Lender
NameMOVEMENT MORTGAGE
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Recording DateFeb 8, 2018
Property Address3994 TERSK DR, MIDLAND, NC 28107-9548
Book / Page012871 / 000326
Instrument DateFeb 2, 2018
Instrument2936
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Mortgage

Document Number12871326
DateFeb 8, 2018
Book Page012871/000326
Instrument2936
Lender
NameSUNTRUST BK
TypeBank
Address4555 MANSELL RD # 100MAI, ALPHARETTA, GA 30022-8277
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$342,560 (+46.1%) Land $70,000 Building $272,560
2024$342,560 (+46.1%) Land $70,000 Building $272,560
2023$2,251.00$234,470 Land $42,500 Building $191,970$234,470 Land $42,500 Building $191,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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