3987 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3987 Tersk Dr, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,064 sqft · built 2018
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Feb 2022)
Tax Bill	$2,107 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10021E0193.000000`

Property Details

APN / Parcel Number

Primary APN	`10021E0193.000000`
Alternative APNs	`5554 07 1541` `125252` `153387`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	936 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	101 ft deep x 40 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	624 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	153387
Street Address	3987 TERSK DR
City	MIDLAND
State	NC
Zip	28107-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	LT 193 FOX CREEK
Legal Subdivision	FOX CREEK
Legal Lot Number	193
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1012
Census Tract	41603

Owner

Source: Cabarrus County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3987 TERSK DR, MIDLAND, NC 28107-9548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Jun 14, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LNDG INC
Aug 15, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20225467
Deed Book / Page	15851 / 199
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3987 TERSK DR, MIDLAND, NC 28107-9548
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001507244
Date	Apr 8, 2021
Book Page	15072/44

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 16, 2022
Property Address	3987 TERSK DR, MIDLAND, NC 28107-9548
Document Number	0015851199
Book / Page	15851 / 199
Map Reference	MB 74 PG 84-44
Instrument Date	Feb 16, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20072 TUCKER RD, 20072, OAKBORO, NC 28129-9465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3987 TERSK DR, MIDLAND, NC 28107-9548

Mortgage

Document Number	0015851201
Date	Feb 16, 2022
Instrument	15851/201

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3987 TERSK DR, MIDLAND, NC 28107-9548
Document Number	135571
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3987 TERSK DR MIDLAND NC 281079548, MIDLAND, NC 28107-9548

Mortgage

Document Number	135571
Date	Jun 18, 2019
Book Page	013557/000001
Instrument	14912

Lender

Name	JFQ LNDG INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 15, 2018
Property Address	3987 TERSK DR, MIDLAND, NC 28107-9548
Document Number	1313888
Book / Page	013138 / 000088
Instrument Date	Aug 15, 2018
Instrument	20281
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2018
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3987 TERSK DR MIDLAND NC 281079548, MIDLAND, NC 28107-9548

Mortgage

Document Number	1313890
Date	Aug 15, 2018
Book Page	013138/000090

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,670 (-) Land $70,000 Building $251,670
2025		$321,670 (+46.57%) Land $70,000 Building $251,670
2024			$321,670 (+46.57%) Land $70,000 Building $251,670
2023	$2,107.00	$219,470 Land $42,500 Building $176,970	$219,470 Land $42,500 Building $176,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

3987 Tersk Dr, Midland, NC 28107 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Tersk Dr

Nearby Streets

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