Cabarrus County property record for 3986 Tersk Dr, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,690 sqft · built 2018 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $188,000 (Aug 2018) |
| Tax Bill | $1,975 (2023) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0281.000000 |
| Primary APN | 10021E0281.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 1,890 sqft |
| 1st Floor Area | 890 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Driveway | Driveway |
| Driveway Area | 451 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 125253 |
|---|---|
| Street Address | 3986 TERSK DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 281 FOX CREEK |
| Legal Subdivision | FOX CRK PH 1 MAP 1 |
| Legal Lot Number | 281 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of May 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3986 TERSK DR, MIDLAND, NC 28107-9548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 13, 2018 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Deed Document Number | 0013138148 |
| Deed Book / Page | 13138 / 148 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 15, 2018 |
| Property Address | 3986 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 0013138148 |
| Book / Page | 13138 / 0148 |
| Map Reference | MB74 PG84-88 |
| Instrument Date | Aug 15, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $376.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 3986 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 0013138150 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 13138/150 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Number | 0013138167 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 13138/0167 |
| Name | NEIGHBORHOOD ASSISTANCE CORPORATION AMER |
|---|---|
| Type | Non-Lending Institution |
| Address | ROXBURY, MA 02119 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3986 TERSK DR, MIDLAND, NC 28107-9548 |
| Document Number | 12883132 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
Source: Cabarrus County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,975.00 | $205,710 Land $42,500 Building $163,210 | $205,710 Land $42,500 Building $163,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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