Forsyth County property record for 3945 Settingdown Rd, Cumming, GA 30028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,612 sqft · built 2022 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,403 (2023) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000286539 |
| Primary APN | 0000286539 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,612 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 117,612 sqft (2.7 acres) |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 0000286539 |
|---|---|
| Street Address | 3945 SETTINGDOWN RD |
| City | CUMMING |
| State | GA |
| Zip | 30028-8800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | 14-1 210-240-241 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | SILVER CITY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 130205 |
3945 Settingdown Rd is owned and occupied by two individuals who acquired it in April 2021.
Source: Forsyth County records, as of February 28, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3945 SETTINGDOWN RD, CUMMING, GA 30028-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE |
| May 12, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 |
| Deed Sale | Apr 28, 2021 |
| Deed Document Number | 0010105672 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 3945 SETTINGDOWN RD, CUMMING, GA 30028-8800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | SETTINGDOWN, CUMMING, GA 30028 |
| Document Number | 0107840000000585 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 0000010784/0000000585 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | May 12, 2022 |
| Property Address | 3945 SETTINGDOWN RD, CUMMING, GA 30028-8800 |
| Document Number | 0107090428 |
| Book / Page | 10709 / 428 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022-005048 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4240 MARTIN RD, CUMMING, GA 30028-3958 |
| Investor | Possibly a Property Investor |
Source: Forsyth County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,403.00 (+279.96%) | $312,676 Land $71,280 Building $241,396 | $781,690 Land $178,200 Building $603,490 |
| 2022 | $1,422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3945 Settingdown Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3945 Settingdown Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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