Forsyth County property record for 3935 Settingdown Rd, Cumming, GA 30028 · Last verified June 2026
| Property Type | Agriculture / Farming > General Agricultural/Rural |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,861 sqft Gross Area |
| Lot Size | 2 acres |
| Garage | 1,005 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $7,666.00 (2025) |
Source: Forsyth County records · APN 216-000-025
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3935 SETTINGDOWN RD, CUMMING, GA 30028-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF OZARK |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Jan 04, 2021 | Deed of Trust, Mortgage WYNDHAM CAP MTG |
| May 22, 2020 | Deed of Trust, Mortgage WYNDHAM CAP MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Apr 22, 2026 |
| Property Address | 3935 SETTINGDOWN RD, CUMMING, GA 30028-8800 |
| Document Number | 1183000343 |
| Book / Page | 11834 / 343 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3935 SETTINGDOWN RD, CUMMING, GA 30028-8800 |
| Document Number | 1183000343, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 11834/343 |
| Name | BANK OF OZARK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 3935 SETTINGDOWN RD, CUMMING, GA 30028-8800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0081140442 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 8114/442 |
| Instrument | 15766730016 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 3935 SETTINGDOWN RD, CUMMING, GA 30028-8800 |
| Document Number | 0098550412 |
| Instrument Date | Jan 04, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3935 SETTINGDOWN RD CUMMING GA 300288800, CUMMING, GA 30028-8800 |
| Document Number | 0098550412 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 009855/000412 |
| Name | WYNDHAM CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 3935 SETTINGDOWN RD, CUMMING, GA 30028-8800 |
| Document Number | 0093820668 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3935 SETTINGDOWN RD CUMMING GA 300288800, CUMMING, GA 30028-8800 |
| Document Number | 0093820668 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 009382/000668 |
| Name | WYNDHAM CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2050 |
Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,666.00 (+40.53%) | $371,304 (+10.4%) Land $69,888 Building $301,416 | $928,260 (+10.4%) Land $174,720 Building $753,540 |
| 2023 | $5,455.00 (-16.84%) Homeowner's exemption | $336,340 (+45.64%) Land $59,136 Building $277,204 | $840,850 (+45.64%) Land $147,840 Building $693,010 |
| 2022 | $6,560.00 Homeowner's exemption | $230,936 Land $35,856 Building $195,080 | $577,340 Land $89,640 Building $487,700 |
Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 50% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 216-000-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,861 sqft Gross Area |
| 1st Floor | 2,861 sqft 1st Floor |
| Basement Area | 2,661 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Exterior |
| Construction Type | Concrete Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 87,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,005 sqft Garage |
| Pool Area | 384 sqft Pool |
| Porch | Open Porch |
| Porch Area | 765 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 0000141951 |
|---|---|
| Street Address | 3935 SETTINGDOWN RD |
| City | CUMMING |
| State | GA |
| Zip | 30028-8800 |
| Property Usage | Agriculture or Farming Property Usage |
| Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 14-1 210 |
| Legal Subdivision | COAL MOUNTAIN |
| Legal Block | 2 |
| Jurisdiction | FORSYTH GA |
| Minor Civil Division | SILVER CITY |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 130205 |
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