3910 Settingdown Rd, Cumming, GA 30028 Property Records

Forsyth County property record for 3910 Settingdown Rd, Cumming, GA 30028

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,216 sqft · built 1997
Owner	Individual Name on File
Deeds & Mortgages	Sep 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`216 084T001`

Property Details

APN / Parcel Number

Primary APN	`216 084T001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 1997
Exterior Material	Aluminum/Vinyl

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	216 084T001
Street Address	3910 SETTINGDOWN RD
City	CUMMING
State	GA
Zip	30028-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MH
Jurisdiction	FORSYTH GA
Census Block Group	2
Census Block	2022
Census Tract	130205

Owner

Source: Forsyth County records · APN 216 084T001

Assessment roll updated August 31, 2020 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3910 SETTINGDOWN RD, CUMMING, GA 30028-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Record Updated	Jun 07, 2026

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORSYTH GA
Recording Date	Sep 30, 2019
Property Address	3910 SETTINGDOWN RD, CUMMING, GA 30028-8802
Document Number	0090510208
Book / Page	009051 / 000208
Instrument Date	Sep 24, 2019
Transaction Type	Construction Loan
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 SETTINGDOWN RD CUMMING GA 300288802, CUMMING, GA 30028-8802

Mortgage

Document Number	90510208
Date	Sep 30, 2019
Book Page	009051/000208

Lender

Name	COASTAL STATES BK
Type	Bank
Address	DAWSONVILLE, GA 30534

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 29, 2020

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated August 31, 2020 · Last verified June 2023

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131171302052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 15 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.