Catawba County property record for 3876 Granite St, Terrell, NC 28682 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,613 sqft · built 2000 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jul 2020) |
| Tax Bill | $3,066 (2025) |
| Deeds & Mortgages | Jul 2020 Sale Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-04-54-2150 |
| Primary APN | 4617-04-54-2150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,613 sqft Living Area |
| 1st Floor Area | 3,028 sqft |
| Upper Floors Area | 999 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 35,284 sqft (0.81 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3876 GRANITE ST |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-8001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 PLAT 47-156 |
| Legal Subdivision | SOMERSET ON LAKE NORMAN |
| Legal Lot Number | 10 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11505 |
Source: Catawba County records · APN 4617-04-54-2150
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3876 GRANITE ST, TERRELL, NC 28682-8001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 27, 2018 | Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on Record |
| Deed Sale | Jul 30, 2020 · Amount on Record |
| Prior Sale | Sep 27, 2018 · Amount on Record |
| Deed Document Number | 202014722 |
| Deed Book / Page | 3588 / 512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jul 30, 2020 |
| Property Address | 3876 GRANITE ST, TERRELL, NC 28682-8001 |
| Document Number | 0035880512 |
| Book / Page | 003588 / 000512 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 14722 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $920.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3876 GRANITE ST TERRELL NC 286828001, TERRELL, NC 28682-8001 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 27, 2018 |
| Property Address | 3876 GRANITE ST, TERRELL, NC 28682-8001 |
| Document Number | 0034740792 |
| Book / Page | 03474 / 0792 |
| Map Reference | MB47 PG156 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 16483 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3876 GRANITE ST, TERRELL, NC 28682-8001 |
| Document Number | 16484 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 16484 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $769,500 (-) Land $71,700 Building $697,800 | ||
| 2025 | $3,066.00 (-19.08%) | $769,500 (+78.75%) Land $71,700 Building $697,800 | |
| 2024 | $3,789.00 (+2.07%) | ||
| 2023 | $3,712.00 | $430,500 Land $59,700 Building $370,800 | $769,500 Land $71,700 Building $697,800 |
Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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