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365 San Andreas Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 365 San Andreas Rd, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,630 sqft · built 1966
Lot Size0.139 acres (6,055 sqft)
OwnerIndividual Name on Record
Last Sale$537,000 (Jun 2019)
Tax Bill$7,743 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN052-311-03

Property Details

APN / Parcel Number

Primary APN052-311-03
Alternative APN
  • 052-311-03-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,630 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,055 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address365 SAN ANDREAS RD
CityWATSONVILLE
StateCA
Zip95076-9501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCA
Legal SubdivisionSAN ANDREAS RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1028
Census Tract122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address365 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
GROVES CAPITAL INC
Jun 24, 2019Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 24, 2019Affidavit of Death, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2019 · Amount on Record
Deed SaleJun 24, 2019 · Amount on Record
Prior SaleAug 14, 1998 · Amount on Record
Deed Document Number201917243
Prior Transfer DateOct 31, 1995
Prior Transfer Doc0000060374
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 8, 2021
Property Address365 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Document Number0000013827
Instrument DateMar 2, 2021
Instrument2021-0013827
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address365 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501

Mortgage

Document Number0000013828
DateMar 8, 2021
Instrument2021-0013828
Lender
NameGROVES CAPITAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 24, 2019
Property Address365 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Document Number0000017243
Instrument DateJun 20, 2019
Instrument2019-0017243
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address365 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501

Mortgage

Document Number0000017244
DateJun 24, 2019
Instrument2019-0017244
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

June 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateJun 24, 2019
Property Address365 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Document Number0000017242
Instrument DateJun 19, 2019
Instrument17242
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address365 SAN ANDREAS RD WATSONVILLE CA 950769501, WATSONVILLE, CA 95076-9501

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$611,015 (+2%) Land $366,609 Building $244,406
2025$7,743.00 (+9.77%)$599,033 (+4.04%) Land $359,420 Building $239,613
2023$7,054.00 (+2.04%)$575,773 Land $345,464 Building $230,309$637,560
2022$6,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies474 units insured
incl. 419 condo units
Nearby Flood Claims16 (1983–2023)
Claims Outside the SFHA3 of 16
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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