363 San Andreas Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 363 San Andreas Rd, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,317 sqft · built 1962
Lot Size0.139 acres (6,055 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Sep 2010)
Tax Bill$4,867 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN052-311-04

Property Details

APN / Parcel Number

Primary APN052-311-04
Alternative APN
  • 052-311-04-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,317 sqft Living Area
Gross Area1,668 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,055 sqft (0.139 acres)
Garage TypeAttached
Garage Area351 sqft
Parking Spaces1 Parking Space
Deck Area304 sqft
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address363 SAN ANDREAS RD
CityWATSONVILLE
StateCA
Zip95076-9501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCA
Legal SubdivisionSAN ANDREAS RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1028
Census Tract122300

Owner

363 San Andreas Rd is owned by two individuals who bought it in September 2010.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address29701 SIMPSON LN, FORT BRAGG, CA 95437-7756
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2010 · Amount on File
Deed SaleSep 13, 2010 · Amount on File
Prior SaleJun 14, 2010 · Amount on File
Deed Document Number201036483
Prior Transfer DateDec 10, 2007
Prior Transfer Doc0000062285
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address363 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2616 J ST, EUREKA, CA 95501-4531

Mortgage

Document Number0000042450
DateOct 20, 2020
Instrument2020-0042450
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 363 San Andreas Rd was $4,867.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$351,530 (+2%) Land $210,918 Building $140,612
2025$4,867.00$344,637 Land $206,782 Building $137,855
2023$4,408.00 (+2.23%)$331,255 Land $198,753 Building $132,502$577,170
2022$4,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 363 San Andreas Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 55 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies474 units insured
incl. 419 condo units
Nearby Flood Claims16 (1983–2023)
Claims Outside the SFHA3 of 16
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 363 San Andreas Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on San Andreas Rd

Nearby Streets

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