485 San Andreas Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 485 San Andreas Rd, Watsonville, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	2 bd · 1 ba · 3,020 sqft · built 1954
Lot Size	3.09 acres (134,992 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Jan 2020)
Tax Bill	$10,924 (2025)
Deeds & Mortgages	Sep 2023 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-151-23`

Property Details

APN / Parcel Number

Primary APN	`046-151-23`
Alternative APN	`046-151-23-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	3,020 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	134,992 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	485 SAN ANDREAS RD
City	WATSONVILLE
State	CA
Zip	95076-9524
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	CA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1019
Census Tract	122300

Owner

485 San Andreas Rd, recreational vacant land, is owned by a company that bought it in January 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	3225 MCLEOD DR, 777, LAS VEGAS, NV 89121-2257
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Grant Deed, Transfer
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jan 7, 2020	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2020 · Amount on File
Deed Sale	Jan 7, 2020 · Amount on File
Prior Sale	Jul 10, 2007 · Amount on File
Deed Document Number	2020560
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 20, 2023
Property Address	485 SAN ANDREAS RD, WATSONVILLE, CA 95076-9524
Document Number	0000017814
Instrument Date	Dec 19, 2022
Instrument	2023-0017814
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	485 SAN ANDREAS RD, WATSONVILLE, CA 95076-9524
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 SAN ANDREAS RD, WATSONVILLE, CA 95076-9524

Mortgage

Document Number	0000015206
Date	Mar 15, 2021
Instrument	2021-0015206

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 7, 2020
Property Address	485 SAN ANDREAS RD, WATSONVILLE, CA 95076-9524
Document Number	0000000560
Instrument Date	Dec 12, 2019
Instrument	2020-0000560
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6060 FREEDOM BLVD UNIT C, C, APTOS, CA 95003-9509

Mortgage

Document Number	0000000561
Date	Jan 7, 2020
Instrument	2020-0000561

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 485 San Andreas Rd was $10,924.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$836,639 (+2%) Land $669,311 Building $167,328
2025	$10,924.00	$820,235 Land $656,188 Building $164,047
2023	$9,693.00 (+1.99%)	$788,384 Land $630,707 Building $157,677	$691,740
2022	$9,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 San Andreas Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	474 units insured incl. 419 condo units
Nearby Flood Claims	16 (1983–2023)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 San Andreas Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Cruzio Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on San Andreas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures