327 San Andreas Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 327 San Andreas Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,641 sqft · built 1940
Lot Size	4.08 acres (177,899 sqft)
Owner	2 Trust Names on Record
Last Sale	$820,000 (Jan 2019)
Tax Bill	$11,260 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-311-09`

Property Details

APN / Parcel Number

Primary APN	`052-311-09`
Alternative APN	`052-311-09-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,641 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	177,899 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	868 sqft
Patio Area	868 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	327 SAN ANDREAS RD
City	WATSONVILLE
State	CA
Zip	95076-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Subdivision	SAN ANDREAS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1028
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	327 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 29, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Feb 19, 2010 · Amount on Record
Deed Document Number	20192374
Last Transfer Date	Oct 21, 2019
Transfer Doc	0000032682
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	327 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005651
Date	Mar 5, 2019
Instrument	2019-0005651

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	327 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007394
Date	Mar 3, 2020
Instrument	2020-0007394

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 23, 2019
Property Address	327 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Document Number	0000032682
Instrument Date	Oct 21, 2019
Instrument	32682
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	327 SAN ANDREAS RD WATSONVILLE CA 950769501, WATSONVILLE, CA 95076-9501

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 29, 2019
Property Address	327 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Document Number	0000002374
Instrument Date	Jan 29, 2019
Instrument	2374
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	327 SAN ANDREAS RD WATSONVILLE CA 950769501, WATSONVILLE, CA 95076-9501

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$933,020 (+2%) Land $682,698 Building $250,322
2025	$11,260.00 (+9.45%) Homeowner's exemption	$914,725 (+4.04%) Land $669,311 Building $245,414
2023	$10,288.00 (+1.96%) Homeowner's exemption	$879,205 Land $643,321 Building $235,884	$919,890
2022	$10,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	474 units insured incl. 419 condo units
Nearby Flood Claims	16 (1983–2023)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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