361 San Andreas Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 361 San Andreas Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,461 sqft · built 1951
Lot Size	2.04 acres (89,167 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 1997)
Tax Bill	$4,127 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-311-02`

Property Details

APN / Parcel Number

Primary APN	`052-311-02`
Alternative APN	`052-311-02-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,461 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	89,167 sqft
Terrain	Steep

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	361 SAN ANDREAS RD
City	WATSONVILLE
State	CA
Zip	95076-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Subdivision	SAN ANDREAS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1028
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	361 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jun 18, 2020	Deed of Trust, Mortgage LADERA LNDG
Nov 4, 2019	Quit Claim Deed, Transfer LADERA LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 1997 · Amount on Record
Deed Sale	Jun 16, 1997 · Amount on Record
Prior Sale	Apr 9, 1997 · Amount on Record
Deed Document Number	199726731
Prior Transfer Date	Mar 28, 1997
Prior Transfer Doc	0000015558
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	361 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 SAN ANDREAS RD, CORRALITOS, CA 95076-9501

Mortgage

Document Number	0000006613
Date	Mar 1, 2022
Instrument	2022-0006613

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	361 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Document Number	0000024273
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 SAN ANDREAS RD WATSONVILLE CA 950769501, WATSONVILLE, CA 95076-9501

Mortgage

Document Number	0000024273
Date	Jul 7, 2020
Instrument	24273

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 4, 2019
Property Address	361 SAN ANDREAS RD, WATSONVILLE, CA 95076-9501
Document Number	0000034064
Instrument Date	Oct 22, 2019
Instrument	34064
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 SAN ANDREAS RD WATSONVILLE CA 950769501, WATSONVILLE, CA 95076-9501

Mortgage

Document Number	34065
Date	Nov 4, 2019
Instrument	34065

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2034

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,727 (+2%) Land $202,677 Building $88,050
2025	$4,127.00 (+10.82%) Homeowner's exemption	$285,027 (+4.04%) Land $198,703 Building $86,324
2023	$3,724.00 (+2.34%) Homeowner's exemption	$273,959 Land $190,987 Building $82,972	$798,750
2022	$3,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	474 units insured incl. 419 condo units
Nearby Flood Claims	16 (1983–2023)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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