Santa Cruz County property record for 295 San Andreas Rd, Watsonville, CA 95076
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 133 bd · 3 ba · 51,885 sqft · built 2002 |
| Lot Size | 4.95 acres (215,666 sqft) |
| Owner | Company Name on Record |
| Last Sale | $925,000 (Jan 1999) |
| Tax Bill | $11,852 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-191-06 |
| Primary APN | 052-191-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 133 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 61 Rooms |
| Stories | 2 Stories |
| Building Area | 51,885 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 215,666 sqft |
| Terrain | Steep |
| Deck Area | 272 sqft |
| Total Buildings | 5 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 295 SAN ANDREAS RD, 101 |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9531 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | CA |
| Legal Description | MAP A4 1015 |
| Legal Subdivision | SAN ANDREAS RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 122300 |
Source: Santa Cruz County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 303 VINTAGE PARK DR, 250, FOSTER CITY, CA 94404-1176 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 1, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COUNTY OF SANTA CRUZ |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 1999 · Amount on Record |
| Deed Sale | Jan 20, 1999 · Amount on Record |
| Deed Document Number | 19993990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 295 SAN ANDREAS RD, WATSONVILLE, CA 95076-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TTL CO OAKLAND |
| Name | Verified Name |
|---|---|
| Address | 303 VINTAGE PARK DR 25, 25, FOSTER CITY, CA 94404-1166 |
| Document Number | 0000028197 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025-0028197 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | SACRAMENTO, CA 94252 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 295 SAN ANDREAS RD APT 210, 210, WATSONVILLE, CA 95076-9532 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TTL CO OAKLAND |
| Name | Verified Name |
|---|---|
| Address | 303 VINTAGE PARK DR 250, 250, FOSTER CITY, CA 94404-1176 |
| Document Number | 0000023093 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023-0023093 |
| Name | COUNTY OF SANTA CRUZ |
|---|---|
| Type | Government Agency |
| Address | SANTA CRUZ, CA 95060 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,149,623 (+2%) Land $1,363,108 Building $4,786,515 | |
| 2025 | $11,852.00 (+4.51%) Additional exemption filed | $6,029,042 (+4.04%) Land $1,336,381 Building $4,692,661 |
| 2023 | $11,341.00 (+2.87%) Additional exemption filed | $5,794,927 Land $1,284,487 Building $4,510,440 |
| 2022 | $11,025.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 474 units insured incl. 419 condo units |
| Nearby Flood Claims | 16 (1983–2023) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO SAN ANDREAS private · serves 200 people · EPA ID CA4400660 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025–2033) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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