3602 State St, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 3602 State St, Schenectady, NY 12304

Property Summary

Property TypeFast Food Restaurant
Details2,560 sqft · built 2000
Lot Size0.44 acres (19,166 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Aug 2009)
Tax Bill$24,108 (2025)
Deeds & MortgagesOct 2022 Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.19-1-5

Property Details

APN / Parcel Number

Primary APN422400 60.19-1-5
Alternative APN
  • 240006001900010050000000

Interior

Stories1 Story
Building Area2,560 sqft Gross Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions188 ft deep x 104 ft wide
Canopy120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3602 STATE ST
CitySCHENECTADY
StateNY
Zip12304
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Local Zoning CodeCH
Legal Block1
Legal Lot Number5.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group4
Census Block4006
Census Tract21802

Owner

Source: Schenectady County and Niskayuna Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address240 W 40TH ST, NEW YORK, NY 10018-1510
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Deed of Trust, Mortgage · Commercial Mortgage
CONNECTONE BANK
Nov 16, 2022Bargain and Sale Deed, Transfer · Unknown
CONNECTONE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2009 · Amount on Record
Deed SaleAug 24, 2009 · Amount on Record
Prior SaleAug 24, 2009 · Amount on Record
Deed Book / Page1806 / 262
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3602 STATE ST, SCHENECTADY, NY 12304
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054026
DateOct 12, 2022
Book Page5262/716
Instrument202254026
Lender
NameCONNECTONE BANK
TypeBank
AddressSCOTCH PLAINS, NJ 07076
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateNov 16, 2022
Property Address3602 STATE ST, SCHENECTADY, NY 12304
Document Number0000060460
Book / Page2096 / 796
Instrument DateAug 11, 2022
Instrument202260460
Transaction TypeTransfer
Record UpdatedDec 1, 2022
Title CompanyTITLEVEST AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address280 MERRIMACK ST, 280, METHUEN, MA 01844-6422

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 SEYMOUR PL E, ARMONK, NY 10504-2515

Mortgage

Document Number0000060461
DateNov 16, 2022
Book Page5270/857
Instrument202260461
Lender
NameCONNECTONE BANK
TypeBank
Address06732
Agreement
TypeUnknown
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,108.00$813,000 (+16.14%) Land $198,000 Building $615,000$1,204,400 (+35.92%) Land $293,323 Building $911,077
2023$700,000 Land $198,000 Building $502,000$886,100 Land $250,640 Building $635,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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