Schenectady County and Niskayuna Town property record for 3601 State St, Schenectady, NY 12304
| Property Type | Vehicle Sales & Rentals |
|---|---|
| Details | 53,976 sqft · built 1968 |
| Lot Size | 7.4 acres (322,344 sqft) |
| Owner | Company Name on File |
| Tax Bill | $142,885 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.19-2-1 |
| Primary APN | 422400 60.19-2-1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 53,976 sqft Gross Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 322,344 sqft (7.4 acres) |
| Cooling System | Partial |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3601 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4270 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Vehicle Sales & Rentals |
| Local Zoning Code | CH |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records · APN 422400 60.19-2-1
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3601 STATE ST, SCHENECTADY, NY 12304-4270 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit FORD MOTOR CREDIT CO |
| Oct 31, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FORD MOTOR CREDIT CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3601 STATE ST, SCHENECTADY, NY 12304-4270 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3601 STATE ST, SCHENECTADY, NY 12304-4270 |
| Document Number | 0000057468 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 5268/1 |
| Instrument | 202257468 |
| Name | FORD MOTOR CREDIT CO |
|---|---|
| Type | Lending Institution |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3601 STATE ST, SCHENECTADY, NY 12304-4270 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3601 STATE ST, SCHENECTADY, NY 12304-4270 |
| Document Number | 0000057463 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 5267/930 |
| Instrument | 202257463 |
| Name | FORD MOTOR CREDIT CO |
|---|---|
| Type | Lending Institution |
| Address | DEARBORN, MI 48126 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,885.00 | $4,200,000 (-) Land $1,375,000 Building $2,825,000 | $6,222,200 (+17.04%) Land $2,037,030 Building $4,185,170 |
| 2023 | $4,200,000 Land $1,375,000 Building $2,825,000 | $5,316,500 Land $1,740,521 Building $3,575,979 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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