Schenectady County and Niskayuna Town property record for 3631 State St, Schenectady, NY 12304
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 26,240 sqft · built 1945 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Company Name on Record |
| Last Sale | $562,000 (Dec 1997) |
| Tax Bill | $31,149 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.19-2-2 |
| Primary APN | 422400 60.19-2-2 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 26,240 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 56,628 sqft (1.3 acres) |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3631 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4270 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | CH |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3601 STATE ST, SCHENECTADY, NY 12304-4270 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1997 · Amount on Record |
| Deed Sale | Dec 1, 1997 · Amount on Record |
| Deed Book / Page | 1528 / 32 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3631 STATE ST, SCHENECTADY, NY 12304-4270 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000057468 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 5268/1 |
| Instrument | 202257468 |
| Name | FORD MOTOR CREDIT CO |
|---|---|
| Type | Lending Institution |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,149.00 | $905,000 (-) Land $322,500 Building $582,500 | $1,340,700 (+17.03%) Land $477,763 Building $862,937 |
| 2023 | $905,000 Land $322,500 Building $582,500 | $1,145,600 Land $408,239 Building $737,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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