Schenectady County and Niskayuna Town property record for 3620 State St, Schenectady, NY 12304
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 1,552 sqft · built 1950 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on Record |
| Last Sale | $375,000 (Jan 2026) |
| Tax Bill | $5,748 (2026) |
| Deeds & Mortgages | Jan 2026 Sale Aug 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.19-1-7 |
| Primary APN | 422400 60.19-1-7 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,552 sqft Gross Area |
| Basement Area | 1,552 sqft |
| Unfinished Basement | 1,552 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 105 ft deep x 67 ft wide |
| Canopy | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3620 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4271 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | CH |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 21802 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 6, NEWTONVILLE, NY 12128-0006 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed, Transfer |
| Aug 24, 2018 | Loan Modification, Mortgage TRUSTCO BK |
| Aug 1, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on Record |
| Deed Sale | Jan 9, 2026 · Amount on Record |
| Prior Sale | Jun 30, 2025 · Amount on Record |
| Deed Document Number | 2026659 |
| Deed Book / Page | 2164 / 166 |
| Prior Transfer Date | Jun 13, 2025 |
| Prior Transfer Doc | 0000016152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 9, 2026 |
| Property Address | 3620 STATE ST, SCHENECTADY, NY 12304-4271 |
| Document Number | 0000000659 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 202600659 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 OAKMONT ST, NISKAYUNA, NY 12309-6548 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6, NEWTONVILLE, NY 12128-0006 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3620 STATE ST, SCHENECTADY, NY 12304-4271 |
| Document Number | 0000039823 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3514 STATE ST SCHENECTADY NY 123044269, SCHENECTADY, NY 12304-4269 |
| Document Number | 0000039823 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 004862/000465 |
| Instrument | 39823 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 1, 2018 |
| Property Address | 3620 STATE ST, SCHENECTADY, NY 12304-4271 |
| Document Number | 0000033931 |
| Book / Page | 1992 / 600 |
| Instrument Date | Jul 8, 2018 |
| Instrument | 201833931 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 451 WALLACE RD, 451, SCHENECTADY, NY 12304-2435 |
| Name | Verified Name |
|---|---|
| Address | 21 OAKMONT ST, NISKAYUNA, NY 12309-6548 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,748.00 (+2.84%) | ||
| 2025 | $5,589.00 | $162,000 (-) Land $56,000 Building $106,000 | $240,000 (+11.11%) Land $82,963 Building $157,037 |
| 2024 | $162,000 (-) Land $56,000 Building $106,000 | $216,000 (+5.31%) Land $74,667 Building $141,333 | |
| 2023 | $162,000 Land $56,000 Building $106,000 | $205,100 Land $70,899 Building $134,201 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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