3497 State St, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 3497 State St, Schenectady, NY 12304

Property Summary

Property TypeService Station & Convenience Store
Details1,000 sqft · built 2003
Lot Size0.38 acres (16,553 sqft)
OwnerCompany Name on Record
Last Sale$1,380,000 (Sep 2024)
Tax Bill$19,856 (2026)
Deeds & MortgagesSep 2024 Sale & Mortgage
Dec 2022 Sale
Flood ZoneZone X (minimal risk)
APN422400 60.14-1-20

Property Details

APN / Parcel Number

Primary APN422400 60.14-1-20
Alternative APN
  • 240006001400010200000000

Interior

Stories1 Story
Building Area1,000 sqft Gross Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions103 ft deep x 170 ft wide
Canopy1,872 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3497 STATE ST
CitySCHENECTADY
StateNY
Zip12304-4164
Property CategoryCommercial
Property TypeCommercial > Retail > Service Station & Convenience Store
Local Zoning CodeCH
Legal Block1
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3010
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3497 STATE ST, SCHENECTADY, NY 12304-4164
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2024Deed, Transfer · Commercial Mortgage
TRIUMPH FUEL LLC
Dec 8, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleJan 19, 2023 · Amount on Record
Deed Document Number202457844
Deed Book / Page2138 / 675
Record UpdatedOct 29, 2026

September 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateSep 30, 2024
Property Address3497 STATE ST, SCHENECTADY, NY 12304-4164
Document Number0000057844
Book / Page2138 / 675
Instrument DateAug 16, 2024
Instrument202457844
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18835C 69TH AVE # AVE3A, AVE3A, FRESH MEADOWS, NY 11365-3703

Transferred To (Grantee/Buyer)

NameVerified Name
Address3497 STATE ST, SCHENECTADY, NY 12304-4164

Mortgage

Document Number0000057845
DateSep 30, 2024
Instrument202457845
Lender
NameTRIUMPH FUEL LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateDec 8, 2022
Property Address3497 STATE ST, SCHENECTADY, NY 12304-4164
Document Number0000001807
Book / Page1859 / 226
Instrument DateJul 23, 2012
Instrument202201807
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1375 RUFFNER CT, SCHENECTADY, NY 12309-2538

Transferred To (Grantee/Buyer)

NameVerified Name
Address1535 SHORE PKWY, BROOKLYN, NY 11214-6381

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,856.00 (+3.54%)
2025$19,177.00$565,000 (-) Land $171,000 Building $394,000$837,000 (+17.03%) Land $253,322 Building $583,678
2023$565,000 Land $171,000 Building $394,000$715,200 Land $216,459 Building $498,741

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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