Schenectady County and Niskayuna Town property record for 3486 State St, Schenectady, NY 12304
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 9,900 sqft · built 1980 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Company Name on File |
| Last Sale | $895,000 (Jun 2005) |
| Tax Bill | $33,844 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.14-1-19.1 |
| Primary APN | 422400 60.14-1-19.1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,900 sqft Gross Area |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 102 ft deep x 346 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3486 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4100 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | CH |
| Legal Block | 1 |
| Legal Lot Number | 19.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21802 |
Source: Schenectady County and Niskayuna Town records · APN 422400 60.14-1-19.1
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2950 SW 27TH AVE, 300, MIAMI, FL 33133-3793 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 01, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CHEMUNG CANAL TRUST CO |
| May 28, 2020 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2005 · Amount on Record |
| Deed Sale | Jun 14, 2005 · Amount on Record |
| Deed Book / Page | 1708 / 92 |
| Last Transfer Date | Sep 11, 2018 |
| Transfer Doc | 0000012169 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3486 STATE ST, SCHENECTADY, NY 12304-4100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2950 SW 27TH AVE 300, 300, MIAMI, FL 33133-3765 |
| Document Number | 0000037773 |
|---|---|
| Date | Dec 01, 2020 |
| Book Page | 5045/310 |
| Instrument | 202037773 |
| Name | CHEMUNG CANAL TRUST CO |
|---|---|
| Type | Bank |
| Address | ELMIRA, NY 14902 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 28, 2020 |
| Property Address | 3486 STATE ST, SCHENECTADY, NY 12304-4100 |
| Document Number | 0000015233 |
| Book / Page | 002035 / 000497 |
| Instrument Date | May 15, 2020 |
| Instrument | 15233 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1801 SW 3RD AVE #500 MIAMI FL 331291532, 500, MIAMI, FL 33129-1532 |
Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,844.00 | $1,000,000 (-) Land $207,500 Building $792,500 | $1,481,500 (+17.04%) Land $307,411 Building $1,174,089 |
| 2023 | $1,000,000 Land $207,500 Building $792,500 | $1,265,800 Land $262,653 Building $1,003,147 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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