3518 State St, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 3518 State St, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property TypeService Station & Convenience Store
Details936 sqft · built 1988
Lot Size0.72 acres (31,363 sqft)
Owner2 Company Names on File
Last Sale$614,571 (Dec 2005)
Tax Bill$23,814 (2025)
Deeds & MortgagesNov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN422400 60.19-1-3.1

Property Details

APN / Parcel Number

Primary APN422400 60.19-1-3.1
Alternative APN
  • 240006001900010030010000

Interior

Stories1 Story
Building Area936 sqft Gross Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area31,363 sqft (0.72 acres)
Lot Dimensions174 ft deep x 182 ft wide
Canopy1,920 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3518 STATE ST
CitySCHENECTADY
StateNY
Zip12304
Property CategoryCommercial
Property TypeCommercial > Retail > Service Station & Convenience Store
Legal Block1
Legal Lot Number3.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group4
Census Block4006
Census Tract21802

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.19-1-3.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address541 CLIFTON PARK CTR RD, CLIFTON PARK, NY 12065-4925
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2005 · Amount on Record
Deed SaleDec 22, 2005 · Amount on Record
Deed Book / Page1723 / 306
Record UpdatedJun 08, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address3518 STATE ST, SCHENECTADY, NY 12304
Document Number0000052388
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedDec 17, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address541 CLIFTON PARK CTR RD CLIFTON PARK NY 120654925, CLIFTON PARK, NY 12065-4925

Mortgage

Document Number0000052388
DateNov 29, 2018
Book Page004880/000813
Instrument52388
Lender
NameKEYBANK USA
TypeBank
Address11501 OUTLOOK ST # 300, OVERLAND PARK, KS 66211-1807
Agreement
AmountAmount Recorded
Term120 Months
DueNov 28, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$23,814.00$635,000 (-) Land $302,000 Building $333,000$940,700 (+17.03%) Land $447,388 Building $493,312
2023$635,000 Land $302,000 Building $333,000$803,800 Land $382,280 Building $421,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930218024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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