Gloucester County and Clayton Borough property record for 33 Downs St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 3,308 sqft · built 2004 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (May 2019) |
| Tax Bill | $13,618 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01001-01-00020 |
| Primary APN | 01-01001-01-00020 |
|---|---|
| Alternative APN |
|
| Building Area | 3,308 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 11,413 sqft (0.262 acres) |
| Street Address | 33 DOWNS ST |
|---|---|
| City | CLAYTON |
| State | NJ |
| Zip | 08312-2159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | HARVEST MDWS |
| Legal Block | 1001 |
| Legal Lot Number | 20 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 501502 |
Source: Gloucester County and Clayton Borough records · APN 01-01001-01-00020
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMRES CORPORATION |
| May 03, 2019 | Grant Deed, Transfer · Conventional with PMI MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2019 · Amount on Record |
| Deed Sale | May 03, 2019 · Amount on Record |
| Prior Sale | Sep 02, 2004 · Amount on Record |
| Deed Document Number | 201915808 |
| Deed Book / Page | 6078 / 207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 33 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000042021 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 17789/128 |
| Instrument | 42021 |
| Name | AMRES CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | FEASTERVILLE TREVOSE, PA 19053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | May 03, 2019 |
| Property Address | 33 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Document Number | 0000015808 |
| Book / Page | 006078 / 000207 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 15808 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO (NJ) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 33 DOWNS ST CLAYTON NJ 083122159, CLAYTON, NJ 08312-2159 |
| Document Number | 15809 |
|---|---|
| Date | May 03, 2019 |
| Book Page | 015775/000309 |
| Instrument | 15809 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2049 |
Source: Gloucester County and Clayton Borough records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557,900 (+5.24%) Land $78,900 Building $479,000 | $557,900 (+5.24%) Land $78,900 Building $479,000 | |
| 2025 | $13,618.00 (+3.8%) | $530,100 (+105.07%) Land $78,900 Building $451,200 | $530,100 (+105.07%) Land $78,900 Building $451,200 |
| 2024 | $13,119.00 (+26.97%) | ||
| 2023 | $258,500 Land $43,100 Building $215,400 | $258,500 Land $43,100 Building $215,400 | |
| 2022 | $10,332.00 |
Source: FEMA National Flood Hazard Layer as of August 16, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Wildfire Risk | Moderate above 40% of the US · above 60% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 77 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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