Gloucester County and Clayton Borough property record for 29 Downs St, Clayton, NJ 08312 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2004 |
| Square Footage | 2,694 sqft Living Area |
| Lot Size | 9,191 sqft (0.211 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $237,306 (2004) |
| Tax Bill | $10,633.00 (2025) |
Source: Gloucester County and Clayton Borough records · APN 01-01001-01-00018
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLC MORTGAGE LLC |
| Jul 10, 2026 | Deed, Transfer · Conventional Mortgage FLC MORTGAGE LLC |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2004 · Amount on Record |
| Deed Sale | Jul 30, 2004 · Amount on Record |
| Deed Doc Number | 200452084 |
| Deed Book / Page | 3813 / 37 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jul 10, 2026 |
| Property Address | 29 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Document Number | 0000022201 |
| Book / Page | 19328 / 153 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202622201 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 4 FARM FIELD LN, SICKLERVILLE, NJ 08081-1876 |
| Document Number | 0000022201, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 19328/153 |
| Instrument | 202622201 |
| Name | FLC MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jul 10, 2026 |
| Property Address | 29 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Document Number | 0000022200 |
| Book / Page | 7373 / 133 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202622200 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | TITLE AGENCY, PULSE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51,005.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Document Number | 0000022201, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 19328/153 |
| Instrument | 202622201 |
| Name | FLC MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 29 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000058502 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 17265/189 |
| Instrument | 58502 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 29 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Document Number | 0000016129 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 29 DOWNS ST CLAYTON NJ 083122159, CLAYTON, NJ 08312-2159 |
| Document Number | 0000016129 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 016208/000099 |
| Instrument | 16129 |
| Name | POLICE & FIRE FCU |
|---|---|
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 28, 2025 |
Source: Gloucester County and Clayton Borough records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,700 (+14.45%) Land $76,500 Building $397,200 | $473,700 (+14.45%) Land $76,500 Building $397,200 | |
| 2025 | $10,633.00 (+3.8%) | $413,900 (+88.14%) Land $76,500 Building $337,400 | $413,900 (+88.14%) Land $76,500 Building $337,400 |
| 2024 | $10,244.00 (+16.5%) | ||
| 2023 | $220,000 Land $40,600 Building $179,400 | $220,000 Land $40,600 Building $179,400 | |
| 2022 | $8,793.00 |
Source: FEMA National Flood Hazard Layer, Gloucester County (34015C), updated August 16, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 60% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 01-01001-01-00018 |
|---|---|
| Alternative APN |
|
| Building Area | 2,694 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 9,191 sqft (0.211 acres) |
| Street Address | 29 DOWNS ST |
|---|---|
| City | CLAYTON |
| State | NJ |
| Zip | 08312-2159 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | HARVEST MDWS |
| Legal Block | 1001 |
| Legal Lot Number | 18 |
| Jurisdiction | GLOUCESTER NJ |
| Minor Civil Division | CLAYTON |
| Census Blockgroup | 1 |
| Census Block | 1057 |
| Census Tract | 501502 |
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