Gloucester County and Clayton Borough property record for 27 Downs St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 3,066 sqft · built 2004 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $530,000 (Oct 2025) |
| Tax Bill | $12,270 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01001-01-00017 |
| Primary APN | 01-01001-01-00017 |
|---|---|
| Alternative APN |
|
| Building Area | 3,066 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 9,060 sqft (0.208 acres) |
| Street Address | 27 DOWNS ST |
|---|---|
| City | CLAYTON |
| State | NJ |
| Zip | 08312-2159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | HARVEST MDWS |
| Legal Block | 1001 |
| Legal Lot Number | 17 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 501502 |
Source: Gloucester County and Clayton Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 27 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Owner Type | Company |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jul 5, 2023 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | Jul 5, 2023 · Amount on Record |
| Deed Document Number | 202534135 |
| Deed Book / Page | 7253 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Oct 20, 2025 |
| Property Address | 27 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Document Number | 0000034135 |
| Book / Page | 7253 / 389 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 34135 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20446 GREEN VALLEY RD, CEDAREDGE, CO 81413-8374 |
| Name | Verified Name |
|---|---|
| Address | 27 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Document Number | 0000034136 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 34136 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jul 5, 2023 |
| Property Address | 27 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Document Number | 0000019187 |
| Book / Page | 6873 / 115 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 19187 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1525 SQUIRE LN, CHERRY HILL, NJ 08003-1536 |
| Name | Verified Name |
|---|---|
| Address | 27 DOWNS ST, CLAYTON, NJ 08312-2159 |
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,700 (+6.3%) Land $76,400 Building $431,300 | $507,700 (+6.3%) Land $76,400 Building $431,300 | |
| 2025 | $12,270.00 (+11.99%) | $477,600 (+104.28%) Land $76,400 Building $401,200 | $477,600 (+104.28%) Land $76,400 Building $401,200 |
| 2024 | $10,956.00 (+17.25%) | ||
| 2023 | $233,800 (-) Land $40,400 Building $193,400 | $233,800 (-) Land $40,400 Building $193,400 | |
| 2022 | $9,344.00 (+1.21%) | $233,800 Land $40,400 Building $193,400 | $233,800 Land $40,400 Building $193,400 |
| 2021 | $9,232.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 60% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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