19 Downs St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 19 Downs St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	2,694 sqft · built 2004
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jun 2021)
Tax Bill	$11,825 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01001-01-00013`

Property Details

APN / Parcel Number

Primary APN	`01-01001-01-00013`
Alternative APN	`0101001000100013`

Interior

Building Area	2,694 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,191 sqft (0.211 acres)

Location & Zoning

Street Address	19 DOWNS ST
City	CLAYTON
State	NJ
Zip	08312-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	HARVEST MDWS
Legal Block	1001
Legal Lot Number	13
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1057
Census Tract	501502

Owner

Source: Gloucester County and Clayton Borough assessment roll, APN 01-01001-01-00013, as of July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 DOWNS ST, CLAYTON, NJ 08312-2159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2021 · Amount on Record
Deed Sale	Jun 02, 2021 · Amount on Record
Prior Sale	Jul 19, 2004 · Amount on Record
Deed Document Number	202130411
Deed Book / Page	6484 / 63
Prior Transfer Date	Oct 28, 2005
Prior Transfer Doc	0000085103
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Jun 02, 2021
Property Address	19 DOWNS ST, CLAYTON, NJ 08312-2159
Document Number	0000030411
Book / Page	6484 / 63
Map Reference	MAP 3833
Instrument Date	May 27, 2021
Instrument	30411
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,277.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 224, CLAYTON, NJ 08312-0224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 DOWNS ST, CLAYTON, NJ 08312-2159

Mortgage

Document Number	0000030412
Date	Jun 02, 2021
Instrument	30412

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Gloucester County and Clayton Borough assessment roll as of July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,500 (+15.47%) Land $72,500 Building $459,000	$531,500 (+15.47%) Land $72,500 Building $459,000
2025	$11,825.00 (+3.8%)	$460,300 (+98.75%) Land $72,500 Building $387,800	$460,300 (+98.75%) Land $72,500 Building $387,800
2024	$11,392.00 (+23.06%)
2023		$231,600 Land $36,500 Building $195,100	$231,600 Land $36,500 Building $195,100
2022	$9,257.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (34015C), as of August 16, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340155015021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 235 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0801001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.