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18 Downs St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 18 Downs St, Clayton, NJ 08312 · Last verified July 2026

Property Summary

Property TypeExempt (Full or Partial)
Details2,694 sqft · built 2004
Lot Size0.235 acres (10,237 sqft)
Owner2 Individual Names on File
Last Sale$271,500 (May 2020)
Tax Bill$10,815 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-01001-02-00010

Property Details

APN / Parcel Number

Primary APN01-01001-02-00010
Alternative APN
  • 0101001000200010

Interior

Building Area2,694 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area10,237 sqft (0.235 acres)

Location & Zoning

Street Address18 DOWNS ST
CityCLAYTON
StateNJ
Zip08312-2160
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal SubdivisionHARVEST MDWS
Legal Block1001
Legal Lot Number10
JurisdictionGLOUCESTER NJ
Township / Civil DivisionCLAYTON
Census Block Group1
Census Block1058
Census Tract501502

Owner

Source: Gloucester County and Clayton Borough records · APN 01-01001-02-00010

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18 DOWNS ST, CLAYTON, NJ 08312-2160
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · VA Mortgage
ADVANTAGEFIRST LENDING INC
Nov 29, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Feb 11, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
May 13, 2020Deed, Transfer · VA Mortgage
PREMIA MORTGAGE LLC
Mar 07, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2020 · Amount on Record
Deed SaleMay 13, 2020 · Amount on Record
Prior SaleJul 29, 2004 · Amount on Record
Deed Document Number202017981
Deed Book / Page6280 / 144
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address18 DOWNS ST, CLAYTON, NJ 08312-2160
Transaction TypeMortgage
Record UpdatedDec 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 DOWNS ST, CLAYTON, NJ 08312-2160

Mortgage

Document Number0000038436
DateNov 21, 2025
Book Page19031/221
Instrument38436
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressLAKE FOREST, CA 92630
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address18 DOWNS ST, CLAYTON, NJ 08312-2160
Transaction TypeMortgage
Record UpdatedDec 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064087
DateNov 29, 2021
Book Page17330/1
Instrument64087
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address18 DOWNS ST, CLAYTON, NJ 08312-2160
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007925
DateFeb 11, 2021
Book Page16722/46
Instrument7925
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionGLOUCESTER NJ
Recording DateMay 13, 2020
Property Address18 DOWNS ST, CLAYTON, NJ 08312-2160
Document Number0000017981
Book / Page6280 / 144
Instrument DateApr 10, 2020
Instrument17981
Transaction TypeTransfer
Record UpdatedNov 05, 2021
Title CompanyTRIDENT LAND TRANSFER CO NJ

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$950.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 DOWNS ST, 18, CLAYTON, NJ 08312-2160

Transferred To (Grantee/Buyer)

NameVerified Name
Address10105 STACY PARK, MOUNT LAUREL, NJ

Mortgage

Document Number0000017982
DateMay 13, 2020
Instrument17982
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address18 DOWNS ST, CLAYTON, NJ 08312-2160
Document Number0000010377
Book / Page015011 / 000035
Instrument DateMar 07, 2017
Transaction TypeMortgage
Record UpdatedApr 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18 DOWNS ST CLAYTON NJ 083122160, CLAYTON, NJ 08312-2160

Mortgage

Document Number0000010377
DateMar 15, 2017
Book Page015011/000035
Instrument10377
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueMar 14, 2047

Tax Assessment & Valuation

Source: Gloucester County and Clayton Borough records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
MunicipalityClayton Borough
Unified School DistrictClayton Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$481,600 (+14.39%) Land $77,700 Building $403,900$481,600 (+14.39%) Land $77,700 Building $403,900
2025$10,815.00 (+3.79%) Veteran's exemption$421,000 (+88.96%) Land $77,700 Building $343,300$421,000 (+88.96%) Land $77,700 Building $343,300
2024$10,420.00 (+17.01%)
2023$222,800 Land $41,800 Building $181,000$222,800 Land $41,800 Building $181,000
2022$8,905.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (34015C), updated August 16, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340155015021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011, river or lake flooding, Hurricane Irene

Wildfire

Wildfire RiskModerate
above 40% of the US · above 60% of New Jersey
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable1,200 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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