Gloucester County and Clayton Borough property record for 23 Downs St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 2,920 sqft · built 2004 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Jan 2022) |
| Tax Bill | $11,745 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01001-01-00015 |
| Primary APN | 01-01001-01-00015 |
|---|---|
| Alternative APN |
|
| Building Area | 2,920 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 13,765 sqft (0.316 acres) |
| Street Address | 23 DOWNS ST |
|---|---|
| City | CLAYTON |
| State | NJ |
| Zip | 08312-2159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | HARVEST MDWS |
| Legal Block | 1001 |
| Legal Lot Number | 15 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 501502 |
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed, Transfer FREEDOM TITLE AND ABSTRACT COMPANY/OCN CITY, FREEDOM TTL & ABSTRACT CO IN |
| Jun 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on Record |
| Deed Sale | Jan 25, 2022 · Amount on Record |
| Prior Sale | Sep 30, 2004 · Amount on Record |
| Deed Document Number | 20223900 |
| Deed Book / Page | 6617 / 261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jan 25, 2022 |
| Property Address | 23 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Document Number | 0000003900 |
| Book / Page | 6617 / 261 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 3900 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Title Company | FREEDOM TITLE AND ABSTRACT COMPANY/OCN CITY, FREEDOM TTL & ABSTRACT CO IN |
| Amount | Amount Recorded |
|---|---|
| Tax | $415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 DOWNS ST, 23, CLAYTON, NJ 08312-2159 |
| Name | Verified Name |
|---|---|
| Address | 130 FRANCIS LEWIS BLVD, LAURELTON, NY 11413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 23 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000020956 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 15085/261 |
| Instrument | 20956 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2032 |
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,600 (+14.74%) Land $77,200 Building $447,400 | $524,600 (+14.74%) Land $77,200 Building $447,400 | |
| 2025 | $11,745.00 (+3.8%) | $457,200 (+86%) Land $77,200 Building $380,000 | $457,200 (+86%) Land $77,200 Building $380,000 |
| 2024 | $11,315.00 (+15.18%) | ||
| 2023 | $245,800 Land $41,200 Building $204,600 | $245,800 Land $41,200 Building $204,600 | |
| 2022 | $9,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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