Gloucester County and Clayton Borough property record for 25 Downs St, Clayton, NJ 08312 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2004 |
| Square Footage | 2,270 sqft Living Area |
| Lot Size | 11,369 sqft (0.261 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,558 (2004) |
| Tax Bill | $10,194.00 (2025) |
| Primary APN | 01-01001-01-00016 |
|---|---|
| Alternative APN |
|
| Building Area | 2,270 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 11,369 sqft (0.261 acres) |
| Street Address | 25 DOWNS ST |
|---|---|
| City | CLAYTON |
| State | NJ |
| Zip | 08312-2159 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | HARVEST MDWS |
| Legal Block | 1001 |
| Legal Lot Number | 16 |
| Jurisdiction | GLOUCESTER NJ |
| Minor Civil Division | CLAYTON |
| Census Blockgroup | 1 |
| Census Block | 1057 |
| Census Tract | 501502 |
Source: Gloucester County and Clayton Borough records · APN 01-01001-01-00016
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Oct 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2004 · Amount on Record |
| Deed Sale | Oct 01, 2004 · Amount on Record |
| Deed Doc Number | 200467941 |
| Deed Book / Page | 3848 / 170 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 25 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000009640 |
|---|---|
| Date | Mar 09, 2017 |
| Book Page | 15006/279 |
| Instrument | 09640 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 25 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000038857 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 15221/276 |
| Instrument | 38857 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 25 DOWNS ST, CLAYTON, NJ 08312-2159 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006236 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 16704/268 |
| Instrument | 6236 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2036 |
Source: Gloucester County and Clayton Borough records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,900 (+14.39%) Land $74,700 Building $379,200 | $453,900 (+14.39%) Land $74,700 Building $379,200 | |
| 2025 | $10,194.00 (+3.81%) | $396,800 (+86.99%) Land $74,700 Building $322,100 | $396,800 (+86.99%) Land $74,700 Building $322,100 |
| 2024 | $9,820.00 (+15.79%) | ||
| 2023 | $212,200 Land $40,900 Building $171,300 | $212,200 Land $40,900 Building $171,300 | |
| 2022 | $8,481.00 |
25 Downs St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Gloucester County (34015C), updated August 16, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 60th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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