Bay County property record for 328 Chip Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1989 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Jun 2002) |
| Tax Bill | $1,988 (2026) |
| Deeds & Mortgages | May 2020 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-001-100-030-05 |
| Primary APN | 140-001-100-030-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 80,150 sqft (1.84 acres) |
| Lot Dimensions | 449 ft deep x 178 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Street Address | 328 CHIP RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | COM 1764.94 FT E OF W 1/4 COR OF SEC TH N 450 FT TH E 228 FT TH S 450 FT TH W 228 FT TO BEG. EX E 50 FT THRF. SEC.1,T14N,R3E |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 285600 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 328 CHIP RD, AUBURN, MI 48611-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS |
| May 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2002 · Amount on Record |
| Deed Sale | Jun 14, 2002 · Amount on Record |
| Deed Book / Page | 1915 / 322 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 328 CHIP RD, AUBURN, MI 48611-9741 |
| Document Number | 0000007612 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 328 CHIP RD AUBURN MI 486119741, AUBURN, MI 48611-9741 |
| Document Number | 0000007612 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 7612 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 328 CHIP RD, AUBURN, MI 48611-9741 |
| Document Number | 0000007613 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 328 CHIP RD AUBURN MI 486119741, AUBURN, MI 48611-9741 |
| Document Number | 0000007613 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 7613 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,988.00 (+12.63%) Homeowner's exemption | $77,050 (+33.88%) | $154,100 (+33.88%) |
| 2023 | $57,550 | $115,100 | |
| 2022 | $1,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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