Bay County property record for 241 Chip Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,284 sqft · built 2001 |
| Lot Size | 10 acres (436,471 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Oct 1999) |
| Tax Bill | $4,272 (2026) |
| Deeds & Mortgages | Jul 2023 Transfer Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-001-400-005-03 |
| Primary APN | 140-001-400-005-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| 1st Floor Area | 2,284 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 436,471 sqft (10 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 241 CHIP RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 2301.60 FT W OF E 1/4 COR OF SEC TO POB TH S 1313.03 FT TH W 332.25 FT ALG S 1/8 LI TH N 1314.66 FT ALG N & S 1/4 LI TH E |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 285600 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 241 CHIP RD, AUBURN, MI 48611-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 7, 2023 | Intrafamily Transfer, Transfer |
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 18, 2019 | Deed of Trust, Mortgage · Line of Credit CHEMICAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 1999 · Amount on Record |
| Deed Sale | Oct 28, 1999 · Amount on Record |
| Deed Book / Page | 1645 / 810 |
| Last Transfer Date | Jul 7, 2023 |
| Transfer Doc | 0000007733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 7, 2023 |
| Property Address | 241 CHIP RD, AUBURN, MI 48611-9773 |
| Document Number | 0000007733 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 202307733 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 CHIP RD, AUBURN, MI 48611-9773 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 241 CHIP RD, AUBURN, MI 48611-9773 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 241 CHIP RD, AUBURN, MI 48611-9773 |
| Document Number | 0000013227 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 202213227 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 241 CHIP RD, AUBURN, MI 48611-9773 |
| Document Number | 0000000801 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 241 CHIP RD AUBURN MI 486119773, AUBURN, MI 48611-9773 |
| Document Number | 0000000801 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 801 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,272.00 (+13.74%) Homeowner's exemption | $175,400 (+22.44%) | $350,800 (+22.44%) |
| 2023 | $143,250 | $286,500 | |
| 2022 | $3,756.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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