372 Chip Rd, Auburn, MI 48611 Property Records

Bay County property record for 372 Chip Rd, Auburn, MI 48611

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,532 sqft · built 1977
Lot Size11.3 acres (494,406 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Mar 2017)
Tax Bill$4,194 (2026)
Deeds & MortgagesMay 2022 Mortgage
Dec 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN140-001-100-035-00

Property Details

APN / Parcel Number

Primary APN140-001-100-035-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,532 sqft Living Area
1st Floor Area1,532 sqft
Basement Area1,532 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area494,406 sqft (11.3 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address372 CHIP RD
CityAUBURN
StateMI
Zip48611-9741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE
Legal DescriptionCOM 825 FT E & 450 FT N OF W 1/4 COR OF SEC TH E 1015 FT TH N 445 FT TH W 1015 FT TH S 445 TO BEG. ALSO COM 1306.85 FT E OF W
JurisdictionBAY MI
Township / Civil DivisionWILLIAMS
Census Block Group1
Census Block1000
Census Tract285600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3037 BAY RD, SAGINAW, MI 48603-2416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 28, 2017Warranty Deed, Transfer · FHA Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2017 · Amount on Record
Deed SaleMar 28, 2017 · Amount on Record
Prior SaleNov 8, 2001
Deed Book / Page3206 / 819
Last Transfer DateJul 2, 2020
Transfer Doc0000017711
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address372 CHIP RD, AUBURN, MI 48611-9741
Transaction TypeMortgage
Record UpdatedJul 13, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address372 CHIP RD, AUBURN, MI 48611-9741

Mortgage

Document Number0000008137
DateMay 26, 2022
Instrument202208137
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueDec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateDec 10, 2020
Property Address372 CHIP RD, AUBURN, MI 48611-9741
Document Number0000017711
Instrument DateJul 2, 2019
Instrument17711
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address372 CHIP RD AUBURN MI 486119741, AUBURN, MI 48611-9741

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateMar 28, 2017
Property Address372 CHIP RD, AUBURN, MI 48611-9741
Document Number0032060819
Book / Page3206 / 819
Instrument DateMar 24, 2017
Transaction TypeTransfer
Record UpdatedJul 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,333.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4849 APACHE TRL, 4849, MIDLAND, MI 48642-8614

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address372 CHIP RD, AUBURN, MI 48611-9741

Mortgage

Document Number3206821
DateMar 28, 2017
Instrument3206/821
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionWilliams Charter Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,194.00 (+16.31%) Homeowner's exemption$123,000 (+21.48%)$246,000 (+21.48%)
2023$101,250$202,500
2022$3,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1986–2020)
Claims Outside the SFHA2 of 5
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Nearby Properties on Chip Rd

Nearby Streets

Search Property Records by Address or Parcel Number