Bay County property record for 257 Chip Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1975 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,462 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-001-300-065-00 |
| Primary APN | 140-001-300-065-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,280 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 330 ft deep x 132 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 257 CHIP RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 132 FT OF N 330 FT OF N 30 A OF NE 1/4 OF SW 1/4 SEC 1,T14N,R3E 7-22-74 |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 285600 |
257 Chip Rd is owned and occupied by an individual.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 257 CHIP RD, AUBURN, MI 48611-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CU |
| Oct 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 257 CHIP RD, AUBURN, MI 48611-9773 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 257 CHIP RD, AUBURN, MI 48611-9773 |
| Document Number | 202112246 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 202112246 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 6, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 257 CHIP RD, AUBURN, MI 48611-9773 |
| Document Number | 0032480279 |
| Book / Page | 003248 / 000279 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 257 CHIP RD AUBURN MI 486119773, AUBURN, MI 48611-9773 |
| Document Number | 0032480279 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 003248/000279 |
| Name | DOW CHEMICAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641-1649 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 5, 2037 |
The 2026 property tax bill for 257 Chip Rd was $2,462 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,462.00 Homeowner's exemption | $96,750 | $193,500 |
| 2023 | $77,150 | $154,300 | |
| 2022 | $2,178.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 257 Chip Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 257 Chip Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures