318 Chip Rd, Auburn, MI 48611 Property Records

Bay County property record for 318 Chip Rd, Auburn, MI 48611

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,717 sqft · built 2001
Lot Size	15.2 acres (664,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jul 2021)
Tax Bill	$244 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-001-100-035-01`

Property Details

APN / Parcel Number

Primary APN	`140-001-100-035-01`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,717 sqft Living Area
1st Floor Area	4,717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	664,726 sqft (15.2 acres)
Garage Area	1,936 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 CHIP RD
City	AUBURN
State	MI
Zip	48611-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	COM 671 FT W OF CEN OF SEC TH E 50 FT TH N 449.96 FT TH E 228 FT TH N 104.04 FT TH E 393 FT TH N ALG N & S 1/4 LI TO N 1/8 LI
Jurisdiction	BAY MI
Township / Civil Division	WILLIAMS
Census Block Group	1
Census Block	1000
Census Tract	285600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 CHIP RD, AUBURN, MI 48611-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	May 30, 1996 · Amount on Record
Deed Document Number	202112537
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jul 20, 2021
Property Address	318 CHIP RD, AUBURN, MI 48611-9741
Document Number	202112537
Instrument Date	Jul 29, 2020
Instrument	202112537
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$623.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	863 SOUTHLAND RD, 863, VENICE, FL 34293-6270

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 CHIP RD, AUBURN, MI 48611-9741

Mortgage

Document Number	202112538
Date	Jul 20, 2021
Instrument	202112538

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Sep 1, 2050

Mortgage

Document Number	202113621
Date	Aug 6, 2021
Instrument	202113621

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Williams Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$244.00 Homeowner's exemption	$445,200	$890,400
2022	$244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1986–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chip Rd

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