350 Chip Rd, Auburn, MI 48611 Property Records

Bay County property record for 350 Chip Rd, Auburn, MI 48611

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,123 sqft · built 1991
Lot Size2.36 acres (102,802 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Mar 2026)
Tax Bill$5,683 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Apr 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN140-001-100-030-04

Property Details

APN / Parcel Number

Primary APN140-001-100-030-04

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area3,123 sqft Living Area
1st Floor Area2,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleBi-Level
Lot Area102,802 sqft (2.36 acres)
Garage Area1,536 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address350 CHIP RD
CityAUBURN
StateMI
Zip48611-9741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE
Legal DescriptionCOM 1536.94 FT E OF W 1/4 COR OF SEC TH N 449.96 FT TH E 228 FT TH S 449.96 FT TH W 228 FT TO BEG. SEC.1,T14N,R3E 6-1-91
JurisdictionBAY MI
Township / Civil DivisionWILLIAMS
Census Block Group1
Census Block1000
Census Tract285600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3392 BANGOR RD, BAY CITY, MI 48706-1853
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Line of Credit
DOW CHEMICAL EMPLOYEES CU
Apr 5, 2024Deed of Trust, Mortgage · Commercial Mortgage
DOW CU
Mar 20, 2026Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jul 14, 2020Deed of Trust, Mortgage · Conventional with PMI
DOW CHEMICAL EMPS CU
Jul 14, 2020Deed of Trust, Mortgage · Line of Credit
DOW CHEMICAL EMPS CU
Jul 9, 2019Warranty Deed, Transfer · Conventional with PMI
DOW CHEMICAL EMPS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2026 · Amount on Record
Deed SaleMar 20, 2026 · Amount on Record
Prior SaleJul 9, 2019 · Amount on Record
Deed Document Number20263113
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address350 CHIP RD, AUBURN, MI 48611-9741
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 CHIP RD, AUBURN, MI 48611-9741

Mortgage

Document Number0000012435
DateAug 30, 2022
Instrument202212435
Lender
NameDOW CHEMICAL EMPLOYEES CU
TypeCredit Union
AddressMIDLAND, MI 48641
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address350 CHIP RD, AUBURN, MI 48611-9741
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 CHIP RD, AUBURN, MI 48611-9741

Mortgage

Document Number0000004392
DateApr 5, 2024
Instrument202404392
Lender
NameDOW CU
TypeCredit Union
AddressMIDLAND, MI 48641
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateMar 20, 2026
Property Address350 CHIP RD, AUBURN, MI 48611-9741
Document Number0000003113
Instrument DateMar 18, 2026
Instrument202603113
Transaction TypeTransfer
Record UpdatedApr 1, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,962.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address350 CHIP RD, AUBURN, MI 48611-9741

Transferred To (Grantee/Buyer)

NameVerified Name
Address3392 BANGOR RD, BAY CITY, MI 48706-1853

Mortgage

Document Number0000003114
DateMar 20, 2026
Instrument202603114
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address350 CHIP RD, AUBURN, MI 48611-9741
Document Number0000009646
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address350 CHIP RD AUBURN MI 486119741, AUBURN, MI 48611-9741

Mortgage

Document Number0000009646
DateJul 20, 2020
Instrument9646
Lender
NameDOW CHEMICAL EMPS CU
TypeCredit Union
AddressMIDLAND, MI 48641-1649
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJul 19, 2040

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address350 CHIP RD, AUBURN, MI 48611-9741
Document Number0000009647
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address350 CHIP RD AUBURN MI 486119741, AUBURN, MI 48611-9741

Mortgage

Document Number0000009647
DateJul 20, 2020
Instrument9647
Lender
NameDOW CHEMICAL EMPS CU
TypeCredit Union
AddressMIDLAND, MI 48641-1649
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJul 9, 2019
Property Address350 CHIP RD, AUBURN, MI 48611-9741
Document Number0000009557
Instrument DateJul 8, 2019
Instrument9557
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,451.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4779 SCHAARD RD BENTLEY MI 486139709, BENTLEY, MI 48613-9709

Mortgage

Document Number9558
DateJul 9, 2019
Instrument9558
Lender
NameDOW CHEMICAL EMPS CU
TypeCredit Union
AddressMIDLAND, MI 48641-1649
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 8, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionWilliams Charter Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,683.00 (+80.47%) Homeowner's exemption$171,900 (+5.04%)$343,800 (+5.04%)
2025$3,149.00 (-36.86%) Homeowner's exemption$163,650 (+14.52%)$327,300 (+14.52%)
2023$142,900$285,800
2022$4,987.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1986–2020)
Claims Outside the SFHA2 of 5
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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