Bay County property record for 376 Chip Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,400 sqft · built 1977 |
| Lot Size | 10.2 acres (446,926 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,987 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-001-100-037-00 |
| Primary APN | 140-001-100-037-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,400 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Basement Area | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 446,926 sqft (10.2 acres) |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 376 CHIP RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | COM 1315.59 FT N OF W 1/4 COR OF SEC TH S 67.59 FT TH E 825 FT TH S 353 FT TH E 1015 FT TH N 413.12 FT TH W 1839.99 FT ALG N |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 285600 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 376 CHIP RD, AUBURN, MI 48611-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Aug 26, 2026 |
| Property Address | 376 CHIP RD, AUBURN, MI 48611-9741 |
| Document Number | 0000011161 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202611161 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TRANSNATION TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 376 CHIP RD, AUBURN, MI 48611-9741 |
| Document Number | 0000011161, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 202611161 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,987.00 (+11.18%) Homeowner's exemption | $130,400 (+20.91%) | $260,800 (+20.91%) |
| 2023 | $107,850 | $215,700 | |
| 2022 | $3,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, Spectrum.
5G (outdoors only) and 4G LTE
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