322 E Franklin St, Winchester, IN 47394 Property Records

Randolph County property record for 322 E Franklin St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,314 sqft · built 1890
Lot Size	0.191 acres (8,320 sqft)
Owner	Company Name on Record
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Feb 2026 Foreclosure Jan 2026 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-02568-00`

Property Details

APN / Parcel Number

Primary APN	`021-02568-00`
Alternative APNs	`68-09-20-401-036.000-021` `00000019147`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,314 sqft Living Area
1st Floor Area	2,314 sqft
Basement Area	289 sqft
Unfinished Basement	289 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	166 ft deep x 50 ft wide
Terrain	High

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000019147
Street Address	322 E FRANKLIN ST
City	WINCHESTER
State	IN
Zip	47394-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S DIGGS SUB DIV 25 FT W SIDE LOT 33 S DIGGS SUB DIV 25 FT E SIDE LOT 32
Legal Subdivision	SUSANNAH DIGGS SUBDIVISION
Legal Lot Number	33,32
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2044
Census Tract	951700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3401 W END AVE, 760W, NASHVILLE, TN 37203-1042
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Special Warranty Deed, Foreclosure
Jan 16, 2026	Sheriff's Deed, Foreclosure
Apr 16, 2024	Deed, Transfer · VA Mortgage UMORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026
Deed Sale	Feb 24, 2026
Prior Sale	Jan 16, 2026 · Amount on Record
Deed Document Number	2026768
Prior Transfer Date	Feb 9, 2016
Prior Transfer Doc	0000000488
Record Updated	Sep 20, 2026

February 2026: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Feb 24, 2026
Property Address	322 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Document Number	0020260768
Instrument Date	Feb 19, 2026
Instrument	20260768
Transaction Type	Foreclosure
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

January 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RANDOLPH IN
Recording Date	Jan 16, 2026
Property Address	322 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Document Number	0020260202
Instrument Date	Jan 14, 2026
Instrument	20260202
Transaction Type	Foreclosure
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD STE 200A, 200A, ANAHEIM, CA 92806-5948

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IN
Recording Date	Apr 16, 2024
Property Address	322 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Document Number	0020241441
Instrument Date	Apr 10, 2024
Instrument	20241441
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241442
Date	Apr 16, 2024
Instrument	20241442

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0020241442
Date	Apr 16, 2024
Instrument	20241442

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	2 LOGAN SQ STE 1400, PHILADELPHIA, PA 19103

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+9.52%) Homeowner's exemption	$159,800 (+41.79%) Land $3,800 Building $156,000	$159,800 (+41.79%) Land $3,800 Building $156,000
2024	$1,313.00 (+61.7%) Homeowner's exemption	$112,700 (-) Land $7,600 Building $105,100	$112,700 (-) Land $7,600 Building $105,100
2023		$112,700 (+3.58%) Land $7,600 Building $105,100	$112,700 (+3.58%) Land $7,600 Building $105,100
2022	$812.00 Homeowner's exemption	$108,800 Land $7,600 Building $101,200	$108,800 Land $7,600 Building $101,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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